Atty. Albert F. Durham

Atty. Albert F. Durham

Al Durham has moved to an Of Counsel role with the firm. He continues to represent debtors in business workouts and financial reorganizations and trustees, debtors, creditors, and statutory committees in business bankruptcies under Chapter 7 or 11 of the Bankruptcy Code.

Charlotte Charlotte 51 yrs experience 51 year
Call (980) 467-1557 Email Book Appointment

Profile Summary

About Albert F. Durham at a glance

Albert F. Durham is an Of Counsel based in Charlotte, North Carolina, practicing at Rayburn Cooper & Durham, P.A.. They have 51+ years of legal experience, licensed to practice since 1975. Their practice focuses on business and bankruptcy. Admitted to practice in North Carolina (1975). Educated at University of North Carolina School of Law (J.D., 1975) and University of North Carolina (B.A., 1970). Recognitions include AV Preeminent. Active member of Mecklenburg County, North Carolina (Bankruptcy Council and Chairman, Bankruptcy Section, 1990-1991) and American Bar Associations North Carolina State Bar American Bankruptcy Institute. Serands clients in Charlotte, NC and the surrounding metropolitan area.

Verified attorney profile · Updated June 2026

About

  • Al Durham has moved to an Of Counsel role with the firm
  • He continues to represent debtors in business workouts and financial reorganizations and trustees, debtors, creditors, and statutory committees in business bankruptcies under Chapter 7 or 11 of the Bankruptcy Code
  • A substantial part of his practice focuses on restructuring financing and/or operations outside a formal court proceeding for financially distressed business entities
  • He has appeared in Bankruptcy Courts in North Carolina, South Carolina, and Delaware
  • Mr. Durham has been a speaker for seminars sponsored by the North Carolina Bar Association, the Mecklenburg County Bar, and the National Association of Bankruptcy Trustees
  • HONORS AND AWARDS The Best Lawyers in America (Bankruptcy), 1996-2021 Business North Carolina magazine’s “Legal Elite” (Bankruptcy), 2003-2014, 2018 North Carolina Super Lawyers (Bankruptcy), 2006-2024, Charlotte Top 25 (2014-2016), North Carolina Top 100 (2006-2009, 2012-2017) Named as a “Leading Lawyer” in North Carolina (Bankruptcy & Reorganization) by Chambers U.S.A., 2010-2019 Martindale-Hubbell, AV® Preeminent™ Peer Review Rated North Carolina Bar Association Bankruptcy Section – Lifetime Achievement Award, 2016 North Carolina State Bar Board of Legal Specialization – Sara H. Davis Excellence Award, 2016 CERTIFICATIONS Certified Specialist in Business and Consumer Bankruptcy Law, North Carolina State Bar Board of Legal Specialization, 1987-2017 Certified Specialist in Business Bankruptcy Law, American Board of Certification, 1993-2017 REPRESENTATIVE MATTERS In re The Thaxton Group, Inc., et. al., Case No. 03-13183 (U.S
  • Bankruptcy Court, District of Delaware) — Represented 31 related debtors in the orderly liquidation of the assets of selected debtors and in reorganizing the consumer finance business of other debtors through a confirmed Chapter 11 plan of reorganization
  • In re HomeGold, Inc. and HomeGold Financial, Inc., Case Nos. 03-3864 and 03-3865 (U.S
  • Bankruptcy Court, District of South Carolina) — Represented a publicly traded holding company with a wholly owned subsidiary that operated as a specialty finance company primarily engaged in the business of originating, selling, and servicing sub-prime first- and second-lien residential mortgage loan products and in obtaining confirmation of a joint Chapter 11 plan with a related debtor
  • In re Saber Cargo Airlines, Inc., Case No. 03-32283 (U.S
  • Bankruptcy Court, Western District of North Carolina) — Served as counsel for the debtor in Chapter 7 filing for regional cargo airlines
  • In re GS Industries, Inc., et. al., Case No. 01-30319 (U.S
  • Bankruptcy Court, Western District of North Carolina) — Served as local counsel to the Creditors Committee in related cases involving a leading producer of special steel products, mainly wire rods used in the automotive, construction, and consumer applications industries, and grinding products and mill liners used in the worldwide mining industry
  • Assisted in the orderly wind up of their business affairs, strategic sales, and confirmation of several Chapter 11 plans
  • The cases mentioned above are illustrative of the matters handled by the firm
  • Case results depend upon a variety of factors unique to each case
  • Not all results are provided, and prior results do not guarantee a similar outcome
  • ASSOCIATIONS AND MEMBERSHIPS Former Member, Panel of Chapter 7 Trustees for the U.S
  • Bankruptcy Court for the Western District of North Carolina North Carolina Bar Association’s Bankruptcy Section, Member
  • Chairman, 1990-1991 United States Bankruptcy Court for the Western District of North Carolina Former Member, Local Rules Committee for the U.S
  • Bankruptcy Court for the Western District of North Carolina Former Member, Bankruptcy Specialization Committee for the North Carolina State Bar

Practice Areas Explained

Albert F. Durham's Areas of Practice

Each practice area below reflects the types of cases Albert F. Durham handles, with a brief overview of what that area of law covers.

Business & Corporate Law

Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.

Albert F. Durham is one of 501,317 business attorneys indexed nationally. Browse business attorneys in North Carolina →

Bankruptcy & Debt

A bankruptcy attorney can help you eliminate debt, stop creditor harassment, and protect your home through Chapter 7 or Chapter 13.

Albert F. Durham is one of 105,321 bankruptcy attorneys indexed nationally. Browse bankruptcy attorneys in North Carolina →

Jurisdictional Context

Why local counsel matters in North Carolina

Practicing law in North Carolina. Legal matters in North Carolina are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Charlotte are typically filed in the local municipal court or the appropriate North Carolina state district court, depending on subject matter and amount in controversy. An attorney licensed in North Carolina brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in North Carolina courts without local counsel or pro hac vice admission.

Looking for additional North Carolina attorneys? Browse all attorneys in Charlotte or all attorneys in North Carolina.

Frequently Asked

Common questions about Albert F. Durham

Where is Albert F. Durham's law office located?
Albert F. Durham's law practice is located in Charlotte, North Carolina. The firm is Rayburn Cooper & Durham, P.A.. You can contact the office directly through this profile page.
What practice areas does Albert F. Durham handle?
Albert F. Durham focuses on business, bankruptcy. Each practice area listed reflects experience handling cases of that type in North Carolina.
How long has Albert F. Durham practiced law?
Albert F. Durham has 51+ years of legal experience and has been licensed since 1975.
Where did Albert F. Durham go to law school?
Albert F. Durham earned their education at (J.D., 1975); (B.A., 1970).
How can I contact Albert F. Durham for a consultation?
You can contact Albert F. Durham directly through this profile page. Click "Ask the Attorney" to submit a question, or "Schedule a Consultation" to book a meeting. Most claimed-profile attorneys respond within one business day.
What awards or recognition has Albert F. Durham received?
Albert F. Durham's notable recognition includes: AV Preeminent.

Education

J.D.
University of North Carolina School of Law
- 1975
B.A.
University of North Carolina
- 1970

Awards

AV Preeminent

Bar Admissions

North Carolina
Admitted: 1975

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