Atty. Charles E. "Chuck" Spevacek
Chuck has over 30 years of experience litigating complex commercial cases, with particular emphasis on the trial and appeal of insurance coverage disputes, including breach of contract, declaratory judgment and bad faith actions. Chuck was named in 2025, 2021, and 2016 by The Best Lawyers in America as its Minneapolis Mass Tort Litigation/Class Action – Defendants “Lawyer of the Year.” He was also named as its 2019 and 2014 Minneapolis Insurance Law “Lawyer of the Year.” He has twice been recognized by Minnesota Lawyer as an “Attorney of the Year,” in 2013 and in 2006.
Profile Summary
About Charles E. "Chuck" Spevacek at a glance
Charles E. "Chuck" Spevacek is a class action, product liability, and insurance attorney based in Minneapolis, Minnesota, practicing at Meagher + Geer PLLP. They have 45+ years of legal experience, licensed to practice since 1981. Admitted to practice in Minnesota (1981). Educated at Indiana University Robert H. McKinney School of Law (J.D., 1980) and Purdue University (BS, 1977). Recognitions include Best Lawyers in America — Insurance Law (2026), Best Lawyers in America — Mass Tort Litigation / Class Actions - Defendants (2026), and Best Lawyers in America — Additional Areas of Practice: (2026). Serands clients in Minneapolis, MN and the surrounding metropolitan area.
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About
- Chuck has over 30 years of experience litigating complex commercial cases, with particular emphasis on the trial and appeal of insurance coverage disputes, including breach of contract, declaratory judgment and bad faith actions
- Chuck was named in 2025, 2021, and 2016 by The Best Lawyers in America as its Minneapolis Mass Tort Litigation/Class Action – Defendants “Lawyer of the Year.” He was also named as its 2019 and 2014 Minneapolis Insurance Law “Lawyer of the Year.” He has twice been recognized by Minnesota Lawyer as an “Attorney of the Year,” in 2013 and in 2006
- He was chosen as one of Minnesota’s 10 best appellate lawyers and has been recognized since 1994 on the Minnesota Super Lawyers list, earning Top 100 distinction in fifteen of those years
- Since 2013, he has been identified by Chambers USA as one of America’s Leading Litigation Lawyers for Business
- Chuck is one of 788 insurance lawyers and seventy Barristers from forty-four countries recognized in Lexology Index: Insurance
- Additionally, Chuck has been included in its Thought Leaders: USA report for his expertise in advising on significant matters in insurance and reinsurance
- Nominees are selected based on comprehensive, independent survey work with both general counsel and private practitioners worldwide
- Chuck has served as a national coordinating coverage counsel for several of his clients, including on matters involving environmental losses, cyber-liability, TPCA claims and, most recently, COVID-19 claims
- He has shared his expertise on insurance issues in testimony before the Minnesota Legislature
- Chuck has served on the Board of Directors of The Purdue Alumni Association, Center of the American Experiment, and the Ridgeview Hospital Foundation
- Representative clients include American Financial Group, AIG, Argo Group US, Benchmark Insurance Company, Bituminous Insurance Company, BNSF Railway Company, Brown & Brown, Inc., Certain Underwriters at Lloyds of London, Chubb Limited, CNA Insurance Companies, Curi Insurance, Everest Global Services, Inc., Federated Mutual Group, The Guilford Specialty Group, Hartford Casualty Insurance Company, Hudson Insurance Company, Intact Insurance Specialist Solutions, James River Group, Liberty Mutual Insurance Companies, Nationwide Insurance Group, Obsidian Specialty Company, Riverstone Claims Management Services, Inc., RLI Insurance Company, Swiss Re Reinsurance Company, The Travelers Companies, Inc., and Westfield Insurance Companies
- Major cases include Home Depot, Inc. v
- Steadfast Ins
- Co., et. al., 125 F.4th 769 (6th Cir. 2025) (rejecting the claim for "silent cyber" coverage under a CGL insurance contract)
- Prisk v
- Travelers Indemnity Co. of Am., 81 F.4th 782 (8th Cir. 2023)
- Great American Alliance Ins
- Co. v
- Windermere Baptist Conf
- Center, Inc., 931 F.3d 771 (8th Cir. 2019)
- Rarick v
- Federated Serv
- Ins
- Co., 852 F.3d 223 (3d Cir. 2017) (in a case of first impression in the Third Circuit, adopted the "independent claim test" for determining whether the federal courts have discretion to exercise jurisdiction over actions in diversity seeking both legal and declaratory relief)' Land O' Lakes v
- Employers Ins
- Co. of Wausau, 2013 WL 4559813 (8th Cir., Aug. 29, 2013) (no coverage for cleanup of contaminated refinery)
- Engineering & Construction Innovations, Inc. v
- L. H. Bolduc Co., Inc., 825 N.W.2d 695 (Minn. 2013) (additional insured coverage applies only to vicarious liability)
- Cynosure, Inc. v
- St. Paul Fire & Marine Ins
- Co., 645 F.3d 1 (1st Cir. 2011) (no coverage for TCPA claims under MA law)
- Cargill, Inc. v
- ACE American Ins
- Co., 784 N.W.2d 341 (Minn. 2010) (recognizing an equitable right to contribution for defense costs paid by a defending insurer against a non-defending insurer)
- West Bend Mut
- Ins
- Co. v
- Federated Mut
- Ins
- Co., 598 F.3d 918 (7th Cir. 2010) (holding insurer's absolute pollution exclusion valid under Indiana law)
- Anderson v
- Minnesota Insurance Guaranty Association et. al., 534 N.W.2d 706 (Minn. 1995), reh’g denied (Sept. 20, 1995) (rejecting “regulatory estoppel” as a means of invalidating the “sudden and accidental” pollution exclusion)
- Northern States Power Co. v
- Fidelity and Casualty Co., 523 N.W.2d 657 (Minn. 1994) (announcing a pro-rata by time on the risk rule for allocation of indemnity amongst consecutively triggered insurance policies)
- and Federated Mutual Insurance Company v
- Concrete Units Inc., 363 N.W.2d 751 (Minn. 1985) reh’g denied (March 29, 1985) (establishing that the term “property damage” as defined in the standard general liability policy did not include “diminution in value”)
- These decisions have been cited as significant precedent in over 300 published opinions and scholarly papers
Practice Areas Explained
Charles E. "Chuck" Spevacek's Areas of Practice
Each practice area below reflects the types of cases Charles E. "Chuck" Spevacek handles, with a brief overview of what that area of law covers.
Charles E. "Chuck" Spevacek is one of 26,424 class action attorneys indexed nationally. Browse class action attorneys in Minnesota →
Charles E. "Chuck" Spevacek is one of 66,193 product liability attorneys indexed nationally. Browse product liability attorneys in Minnesota →
Insurance attorneys for coverage disputes, bad faith claims, denied claims, and policy disputes.
Charles E. "Chuck" Spevacek is one of 121,912 insurance attorneys indexed nationally. Browse insurance attorneys in Minnesota →
Jurisdictional Context
Why local counsel matters in Minnesota
Practicing law in Minnesota. Legal matters in Minnesota are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Minneapolis are typically filed in the local municipal court or the appropriate Minnesota state district court, depending on subject matter and amount in controversy. An attorney licensed in Minnesota brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Minnesota courts without local counsel or pro hac vice admission.
Looking for additional Minnesota attorneys? Browse all attorneys in Minneapolis or all attorneys in Minnesota.
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