Atty. J. Richard "Rick" Harmon
Rick Harmon devotes much of his practice to the representation of insurance carriers in all aspects of contractual and extra-contractual litigation. He represents insurers in matters involving both commercial and personal lines policies, third-party disputes involving coverage, bad faith, and Stowers issues.
Profile Summary
About J. Richard "Rick" Harmon at a glance
J. Richard "Rick" Harmon is a insurance attorney based in Plano, Texas, practicing at Freeman Mathis & Gary, LLP. Admitted to practice in Texas, Texas. Educated at Texas Tech University (J.D., 1991). Recognitions include Best Lawyers in America — Insurance Law (2026), Best Lawyers in America — Litigation - Insurance (2026), and Lawyer of the Year — Insurance Law (Dallas/Fort Worth) (2023). Serands clients in Plano, TX and the surrounding metropolitan area.
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About
- Rick Harmon devotes much of his practice to the representation of insurance carriers in all aspects of contractual and extra-contractual litigation
- He represents insurers in matters involving both commercial and personal lines policies, third-party disputes involving coverage, bad faith, and Stowers issues
- He has also represented numerous insurers in large commercial property insurance cases involving hurricanes Rita, Katrina, Dolly and Ike
- Rick represents insurers at both the state and national levels, and has advised insurers on international claims involving master and local policies
- He also has experience representing insurers in class action suits and corporate and commercial matters
- A significant part of his practice is devoted to advising excess insurers in cases involving multi-million dollar exposures
- While the majority of Rick’s practice is devoted to representing insurers directly, he also represents policyholders in third-party litigation involving products liability, premises liability, construction defect and insurance agent errors and omissions
- Representative Experience Lead trial counsel in first-party property suit resulting in unanimous defense verdict
- Lead trial counsel in suit brought against insurer in Hidalgo County resulting in defense verdict
- Obtained favorable decision from U.S
- Court of Appeals for Tenth Circuit in coverage dispute involving number of occurrences based on largest E.Coli outbreak in U.S. history
- Lead trial counsel in suit to recover proceeds paid by insurance client from another insurer resulting in favorable unanimous verdict and full recovery for client
- Favorable resolution of several large property insurance lawsuits for clients involving hurricanes Dolly and Ike.Recently negotiated favorable multi-million dollar settlements in several high-profile products liability and premises cases in South Texas on behalf of excess insurers
- Negotiated settlement for excess insurer in bus fire case involving multiple deaths.Obtained summary judgment on behalf of insurer on contractual indemnity claim involving seven-figure damages
- Obtained summary judgment on behalf of insurer in class action involving thousands of potential claims relating to overhead/profit issues.Served as lead counsel on numerous commercial and personal lines cases involving Hurricanes Rita, Dolly and Ike
- Represented insurer in complex commercial property dispute involving nine apartment complexes damaged by Hurricane Katrina
- Obtained favorable opinion from Texas Supreme Court in large commercial dispute in which client sought to compel arbitration under an agency contract
- Counseled insurance client regarding a multitude of coverage issues and assisted insurer in resolving several national pharmaceutical and medical device cases involving global insurance programs
Practice Areas Explained
J. Richard "Rick" Harmon's Areas of Practice
Each practice area below reflects the types of cases J. Richard "Rick" Harmon handles, with a brief overview of what that area of law covers.
Insurance attorneys for coverage disputes, bad faith claims, denied claims, and policy disputes.
J. Richard "Rick" Harmon is one of 121,912 insurance attorneys indexed nationally. Browse insurance attorneys in Texas →
Jurisdictional Context
Why local counsel matters in Texas
Practicing law in Texas. Legal matters in Texas are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Plano are typically filed in the local municipal court or the appropriate Texas state district court, depending on subject matter and amount in controversy. An attorney licensed in Texas brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Texas courts without local counsel or pro hac vice admission.
Looking for additional Texas attorneys? Browse all attorneys in Plano or all attorneys in Texas.
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