Atty. Kelley Hails
Kelley Hails focuses her practice on helping banks and other financial institutions with regulatory compliance matters. As part of her regulatory compliance practice, Kelley assists clients in the financial services and mortgage industries as they navigate, implement, and manage compliance with various originating and servicing obligations imposed on them by federal and state regulators, including the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), TILA-RESPA Integrated Disclosure requirements, Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA
Profile Summary
About Kelley Hails at a glance
Kelley Hails is a business attorney based in Birmingham, Alabama, practicing at Bradley Arant Boult Cummings LLP. Educated at The University of Alabama (J.D., 2012). Recognitions include Best Lawyers in America — Banking and Finance Law (2026). Serands clients in Birmingham, AL and the surrounding metropolitan area.
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About
- Kelley Hails focuses her practice on helping banks and other financial institutions with regulatory compliance matters
- As part of her regulatory compliance practice, Kelley assists clients in the financial services and mortgage industries as they navigate, implement, and manage compliance with various originating and servicing obligations imposed on them by federal and state regulators, including the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), TILA-RESPA Integrated Disclosure requirements, Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive or Abusive Acts or Practices (UDAAP), and other CFPB and state consumer protection requirements
- She regularly advises clients on the application of such laws in connection with day-to-day operations, maintenance or development of policies and procedures, product advertising and development, mock regulatory examination reviews, risk assessments, regulatory examinations, and error correction
- Kelley also has experience in a variety of commercial lending transactions
- Kelley is fluent in Spanish and assists clients with matters involving Spanish-language needs
Practice Areas Explained
Kelley Hails's Areas of Practice
Each practice area below reflects the types of cases Kelley Hails handles, with a brief overview of what that area of law covers.
Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.
Kelley Hails is one of 501,317 business attorneys indexed nationally. Browse business attorneys in Alabama →
Jurisdictional Context
Why local counsel matters in Alabama
Practicing law in Alabama. Legal matters in Alabama are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Birmingham are typically filed in the local municipal court or the appropriate Alabama state district court, depending on subject matter and amount in controversy. An attorney licensed in Alabama brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Alabama courts without local counsel or pro hac vice admission.
Looking for additional Alabama attorneys? Browse all attorneys in Birmingham or all attorneys in Alabama.
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