Atty. Kyle John Ray

Atty. Kyle John Ray

Kyle John Ray is a lawyer practicing bankruptcy & debt, chapter 13 bankruptcy. Kyle has been licensed for 11 years.

Knoxville Knoxville 11 yrs experience 11 year
Call (865) 622-3512 Book Appointment

Bankruptcy & Debt & More Attorney · Serving Knoxville, TN · 11+ Years Experience

Profile Summary

About Kyle John Ray at a Glance

Kyle John Ray is a chapter 13 and bankruptcy attorney based in Knoxville, Tennessee. They have 11+ years of legal experience, licensed to practice since 2015. Admitted to practice in Tennessee (2015). Serves clients in Knoxville, TN and the surrounding metropolitan area.

Verified attorney profile · Updated October 2026

About Kyle John Ray

  • Kyle John Ray is a lawyer practicing bankruptcy & debt, chapter 13 bankruptcy
  • Kyle has been licensed for 11 years
  • Kyle practices in Knoxville, TN

Practice Areas Explained

Kyle John Ray's Areas of Legal Practice

Each practice area below reflects the types of cases Kyle John Ray handles, with a practical overview of what that area of law involves and how it may apply to your situation in Knoxville.

Chapter 13 Bankruptcy in Knoxville

Kyle John Ray is one of 6,323 chapter 13 attorneys indexed nationally. Browse chapter 13 attorneys in Tennessee →

Bankruptcy & Debt in Knoxville

A bankruptcy attorney can help you eliminate debt, stop creditor harassment, and protect your home through Chapter 7 or Chapter 13.

Kyle John Ray is one of 104,458 bankruptcy attorneys indexed nationally. Browse bankruptcy attorneys in Tennessee →

Jurisdictional Context

Why Local Counsel Matters in Knoxville

Practicing law in Tennessee. Legal matters in Tennessee are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Knoxville are typically filed in the local municipal court or the appropriate Tennessee state district court, depending on subject matter and amount in controversy. An attorney licensed in Tennessee brings working knowledge of local procedural deadlines, judicial practices in this venue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Tennessee courts without local counsel or pro hac vice admission.

Knoxville Courts and Legal Process

Choosing a Knoxville-based attorney means your counsel already knows the local docketing timelines, preferred filing formats, and how individual judges typically rule on procedural motions — details that only come from practicing in this jurisdiction day after day. That local familiarity can translate to better strategy, faster filings, and fewer costly surprises.

Looking for additional Tennessee attorneys? Browse all attorneys in Knoxville or all attorneys in Tennessee.

Frequently Asked

Common Questions About Kyle John Ray

Where is Kyle John Ray's law office located?
Kyle John Ray's law practice is located in Knoxville, Tennessee. You can contact the office directly through this profile page.
What practice areas does Kyle John Ray handle?
Kyle John Ray focuses on chapter 13, bankruptcy. Each practice area listed reflects experience handling cases of that type in Tennessee.
How long has Kyle John Ray practiced law?
Kyle John Ray has 11+ years of legal experience and has been licensed since 2015.
How can I contact Kyle John Ray for a consultation?
You can contact Kyle John Ray directly through this profile page. Click "Ask the Attorney" to submit a question, or "Schedule a Consultation" to book a meeting. Most claimed-profile attorneys respond within one business day.

Professional Profile

Why Clients in Knoxville Choose Kyle John Ray

Selecting an attorney is one of the most consequential decisions you can make when a legal matter arises. Below are the core qualities that distinguish Kyle John Ray's practice in the field of chapter 13 and bankruptcy.

Decade-Tested Legal Experience

Kyle John Ray brings 11+ years of hands-on legal practice — enough to have navigated the recurring fact patterns, procedural traps, and negotiation dynamics that shape case outcomes.

Broad Practice Area Coverage

Covering chapter 13 and bankruptcy, Kyle John Ray can address the full spectrum of a client's legal needs without requiring referrals to separate specialists for each issue.

Local Presence in Knoxville

A Knoxville-based practice means Kyle John Ray attends hearings in the same courthouses, knows the local clerks, and understands the unwritten scheduling norms that affect every case filed here.

Case Types

Common Legal Issues Kyle John Ray Handles in Knoxville

Below is a representative sample of the types of matters Kyle John Ray has experience with under Tennessee law. If your situation involves one of these case categories, this attorney may be well positioned to help you understand your options.

Chapter 7 liquidation
Bankruptcy
Chapter 13 repayment plans
Bankruptcy
Debt negotiation
Bankruptcy
Creditor harassment defense
Bankruptcy

This list is illustrative, not exhaustive. Contact Kyle John Ray directly to discuss the specifics of your situation.

Search Reference

How People Find Kyle John Ray Online

Prospective clients searching for legal help in Knoxville commonly use a combination of the attorney's name and their specific legal need. The following search terms frequently lead people to this profile and to attorneys like Kyle John Ray.

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If any of the above matches what you searched for, you've found the right profile. Use the contact options at the top of this page to get in touch with Kyle John Ray directly.

Kyle John Ray's Practice Areas & Specializations

Bar Admissions & Licensed Jurisdictions

Tennessee
Admitted: 2015

Client Reviews & Ratings — Kyle John Ray

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