Atty. Lydia C. Stefanowicz
Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance.
Profile Summary
About Lydia C. Stefanowicz at a glance
Lydia C. Stefanowicz is a business and real estate attorney based in Iselin, New Jersey, practicing at Greenbaum, Rowe, Smith & Davis LLP. Admitted to practice in New Jersey, NJ - 1982 and New York, NY - 1980. Educated at University of Virginia (J.D., 1979) and New York University (BA, 1976). Recognitions include Best Lawyers in America — Public Finance Law (2026), Best Lawyers in America — Real Estate Law (2026), and Best Lawyers in America — Special Focus: (2026). Serands clients in Iselin, NJ and the surrounding metropolitan area.
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About
- Ms. Stefanowicz concentrates her practice in the areas of commercial lending and real estate finance
- She provides counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings
- She has significant experience in real estate workouts and debt restructuring transactions, and has represented real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties
- Ms. Stefanowicz handles the structuring, negotiation and documentation of both secured and unsecured corporate and commercial loan transactions and other credit accommodations
- Her work in this area includes revolving credit and term loan facilities, syndicated and participated credits, letters of credit and bankers’ acceptances, asset-based financings, liquidity facilities and tax-exempt financings
- She represents lenders in the negotiation and documentation of inter-creditor agreements
- Ms. Stefanowicz also has experience in a variety of general corporate, commercial and real estate matters
- She has negotiated and drafted contracts in connection with a wide range of transactions including acquisitions and divestitures, limited liability company and partnership agreements, leases, easements, and management agreements
- Ms. Stefanowicz also has extensive experience in negotiating and drafting third-party closing opinions, including as New Jersey or New York local counsel
Practice Areas Explained
Lydia C. Stefanowicz's Areas of Practice
Each practice area below reflects the types of cases Lydia C. Stefanowicz handles, with a brief overview of what that area of law covers.
Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.
Lydia C. Stefanowicz is one of 501,317 business attorneys indexed nationally. Browse business attorneys in New Jersey →
Real estate attorneys handle home purchases, sales, commercial transactions, title disputes, and landlord-tenant matters.
Lydia C. Stefanowicz is one of 316,149 real estate attorneys indexed nationally. Browse real estate attorneys in New Jersey →
Jurisdictional Context
Why local counsel matters in New Jersey
Practicing law in New Jersey. Legal matters in New Jersey are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Iselin are typically filed in the local municipal court or the appropriate New Jersey state district court, depending on subject matter and amount in controversy. An attorney licensed in New Jersey brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in New Jersey courts without local counsel or pro hac vice admission.
Looking for additional New Jersey attorneys? Browse all attorneys in Iselin or all attorneys in New Jersey.
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