Atty. Stephen Cerniglia
Stephen Cerniglia is a partner in the firm’s Real Estate Finance & Investment Group. His practice is primarily focused on commercial real estate finance, representing commercial banks, investment banks, insurance companies, funds, regional and local banks and other financial institutions in a variety of loan transactions—including permanent, bridge and construction loans, mezzanine financings, credit facilities and split loan structures—secured by office buildings, shopping centers, multifamily developments, raw land, industrial properties, student housing properties, hotels, casinos and mobil
Profile Summary
About Stephen Cerniglia at a glance
Stephen Cerniglia is a real estate attorney based in New York, New York, practicing at Alston & Bird LLP. Admitted to practice in New York, United States. Educated at New York Law School (J.D., 1996) and St. John's University (BS). Recognitions include Best Lawyers in America — Real Estate Law (2026), Best Lawyers in America — Additional Areas of Practice: (2026), and Best Lawyers in America — Securitization and Structured Finance Law (2026). Serands clients in New York, NY and the surrounding metropolitan area.
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About
- Stephen Cerniglia is a partner in the firm’s Real Estate Finance & Investment Group
- His practice is primarily focused on commercial real estate finance, representing commercial banks, investment banks, insurance companies, funds, regional and local banks and other financial institutions in a variety of loan transactions—including permanent, bridge and construction loans, mezzanine financings, credit facilities and split loan structures—secured by office buildings, shopping centers, multifamily developments, raw land, industrial properties, student housing properties, hotels, casinos and mobile home parks located throughout the United States and Puerto Rico
- The financings vary from single-asset loans to cross-collateralized and cross-defaulted transactions secured by multiple assets across numerous juristictions
- Stephen has extensive experience negotiating intercreditor, co-lender and participation agreements, and advising lenders on their rights and obligations as a lender in the debt stack
- He is actively engaged in representing lenders in the restructuring of distressed commercial real estate loans, including partially and fully funded construction loans, land loans, permanent mortgage loans, bridge loans, mezzanine loans and credit facilities
- He also represents lenders in connection with foreclosing on commercial real estate loans
- Stephen advises financial institutions on both the purchase and sale of commercial loans, including the financing of a purchase
- He is listed by Best Lawyers in Real Estate
Practice Areas Explained
Stephen Cerniglia's Areas of Practice
Each practice area below reflects the types of cases Stephen Cerniglia handles, with a brief overview of what that area of law covers.
Real estate attorneys handle home purchases, sales, commercial transactions, title disputes, and landlord-tenant matters.
Stephen Cerniglia is one of 316,149 real estate attorneys indexed nationally. Browse real estate attorneys in New York →
Jurisdictional Context
Why local counsel matters in New York
Practicing law in New York. Legal matters in New York are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in New York are typically filed in the local municipal court or the appropriate New York state district court, depending on subject matter and amount in controversy. An attorney licensed in New York brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in New York courts without local counsel or pro hac vice admission.
Looking for additional New York attorneys? Browse all attorneys in New York or all attorneys in New York.
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