Atty. Stephen P. "Steve" Pate

Atty. Stephen P. "Steve" Pate

Stephen Pate focuses his litigation practice on property insurance matters, Directors and Officers insurance matters, business interruption issues, CGL insurance matters, builders risk matters, commercial general liability insurance disputes, fraud, and various other extracontractual litigation matters. Over a 30 year career in coverage work, he has tried more than 45 first-party extracontractual cases to verdict.

Call (832) 214-3900 Book Appointment

Profile Summary

About Stephen P. "Steve" Pate at a glance

Stephen P. "Steve" Pate is a insurance attorney based in Houston, Texas, practicing at Cozen O'Connor. Admitted to practice in Texas, Texas Bar and New York, New York Bar. Educated at Vanderbilt University (J.D., 1983) and Vanderbilt University (B.A., 1980). Recognitions include Best Lawyers in America — Insurance Law (2026), Best Lawyers in America — Special Focus: (2026), and Best Lawyers in America — Bad Faith (2026). Serands clients in Houston, TX and the surrounding metropolitan area.

Verified attorney profile · Updated June 2026

About

  • Stephen Pate focuses his litigation practice on property insurance matters, Directors and Officers insurance matters, business interruption issues, CGL insurance matters, builders risk matters, commercial general liability insurance disputes, fraud, and various other extracontractual litigation matters
  • Over a 30 year career in coverage work, he has tried more than 45 first-party extracontractual cases to verdict
  • Prior to joining the firm, Stephen had been partner in the Houston office of an international law firm since 1994.A fellow of the American College of Coverage and Extracontractual Counsel, in May 2017 Stephen was elected to a three-year term on the Board of Regents
  • ACCEC was established in 2012 and is composed of preeminent lawyers representing both insurers and policyholders involved in coverage and extracontractual matters
  • Since 2006 he has also been recognized by Chamber and Partners USA in Insurance-Texas
  • Stephen is also a member of the American Board of Trial Advocates and the American Law Institute.Stephen received his bachelor’s degree, magna cum laude, from Vanderbilt University
  • Stephen earned his law degree from Vanderbilt University Law School
  • While in law school, he was research editor for the Vanderbilt Journal and he is a member of Phi Beta Kappa

Practice Areas Explained

Stephen P. "Steve" Pate's Areas of Practice

Each practice area below reflects the types of cases Stephen P. "Steve" Pate handles, with a brief overview of what that area of law covers.

Insurance Law

Insurance attorneys for coverage disputes, bad faith claims, denied claims, and policy disputes.

Stephen P. "Steve" Pate is one of 121,912 insurance attorneys indexed nationally. Browse insurance attorneys in Texas →

Jurisdictional Context

Why local counsel matters in Texas

Practicing law in Texas. Legal matters in Texas are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Houston are typically filed in the local municipal court or the appropriate Texas state district court, depending on subject matter and amount in controversy. An attorney licensed in Texas brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Texas courts without local counsel or pro hac vice admission.

Looking for additional Texas attorneys? Browse all attorneys in Houston or all attorneys in Texas.

Frequently Asked

Common questions about Stephen P. "Steve" Pate

Where is Stephen P. "Steve" Pate's law office located?
Stephen P. "Steve" Pate's law practice is located in Houston, Texas. The firm is Cozen O'Connor. You can contact the office directly through this profile page.
What practice areas does Stephen P. "Steve" Pate handle?
Stephen P. "Steve" Pate focuses on insurance. Each practice area listed reflects experience handling cases of that type in Texas.
Where did Stephen P. "Steve" Pate go to law school?
Stephen P. "Steve" Pate earned their education at (J.D., 1983); (B.A., 1980).
How can I contact Stephen P. "Steve" Pate for a consultation?
You can contact Stephen P. "Steve" Pate directly through this profile page. Click "Ask the Attorney" to submit a question, or "Schedule a Consultation" to book a meeting. Most claimed-profile attorneys respond within one business day.
What awards or recognition has Stephen P. "Steve" Pate received?
Stephen P. "Steve" Pate's notable recognition includes: Best Lawyers in America — Insurance Law; Best Lawyers in America — Special Focus:; Best Lawyers in America — Bad Faith; Best Lawyers in America — Business Interruption; Best Lawyers in America — Coverage.

Practice Areas

Education

J.D.
Vanderbilt University
- 1983
B.A.
Vanderbilt University
- 1980

Awards

Best Lawyers in America — Insurance Law
- 2026
Best Lawyers in America — Special Focus:
- 2026
Best Lawyers in America — Bad Faith
- 2026
Best Lawyers in America — Business Interruption
- 2026
Best Lawyers in America — Coverage
- 2026
Best Lawyers in America — COVID-19
- 2026
Best Lawyers in America — Dispute Resolution
- 2026
Best Lawyers in America — Property
- 2026
Best Lawyers in America — Awards:
- 2026

Bar Admissions

Texas, Texas Bar
New York, New York Bar

Reviews

These reviews belong to platform users; they do not constitute advertisement or promotion for the attorney. Opinions are published for informational purposes only.

No reviews yet.