Atty. Stephen P. "Steve" Pate
Stephen Pate focuses his litigation practice on property insurance matters, Directors and Officers insurance matters, business interruption issues, CGL insurance matters, builders risk matters, commercial general liability insurance disputes, fraud, and various other extracontractual litigation matters. Over a 30 year career in coverage work, he has tried more than 45 first-party extracontractual cases to verdict.
Profile Summary
About Stephen P. "Steve" Pate at a glance
Stephen P. "Steve" Pate is a insurance attorney based in Houston, Texas, practicing at Cozen O'Connor. Admitted to practice in Texas, Texas Bar and New York, New York Bar. Educated at Vanderbilt University (J.D., 1983) and Vanderbilt University (B.A., 1980). Recognitions include Best Lawyers in America — Insurance Law (2026), Best Lawyers in America — Special Focus: (2026), and Best Lawyers in America — Bad Faith (2026). Serands clients in Houston, TX and the surrounding metropolitan area.
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About
- Stephen Pate focuses his litigation practice on property insurance matters, Directors and Officers insurance matters, business interruption issues, CGL insurance matters, builders risk matters, commercial general liability insurance disputes, fraud, and various other extracontractual litigation matters
- Over a 30 year career in coverage work, he has tried more than 45 first-party extracontractual cases to verdict
- Prior to joining the firm, Stephen had been partner in the Houston office of an international law firm since 1994.A fellow of the American College of Coverage and Extracontractual Counsel, in May 2017 Stephen was elected to a three-year term on the Board of Regents
- ACCEC was established in 2012 and is composed of preeminent lawyers representing both insurers and policyholders involved in coverage and extracontractual matters
- Since 2006 he has also been recognized by Chamber and Partners USA in Insurance-Texas
- Stephen is also a member of the American Board of Trial Advocates and the American Law Institute.Stephen received his bachelor’s degree, magna cum laude, from Vanderbilt University
- Stephen earned his law degree from Vanderbilt University Law School
- While in law school, he was research editor for the Vanderbilt Journal and he is a member of Phi Beta Kappa
Practice Areas Explained
Stephen P. "Steve" Pate's Areas of Practice
Each practice area below reflects the types of cases Stephen P. "Steve" Pate handles, with a brief overview of what that area of law covers.
Insurance attorneys for coverage disputes, bad faith claims, denied claims, and policy disputes.
Stephen P. "Steve" Pate is one of 121,912 insurance attorneys indexed nationally. Browse insurance attorneys in Texas →
Jurisdictional Context
Why local counsel matters in Texas
Practicing law in Texas. Legal matters in Texas are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Houston are typically filed in the local municipal court or the appropriate Texas state district court, depending on subject matter and amount in controversy. An attorney licensed in Texas brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Texas courts without local counsel or pro hac vice admission.
Looking for additional Texas attorneys? Browse all attorneys in Houston or all attorneys in Texas.
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