Atty. Troy Garris
Troy is a business owner’s lawyer, priding himself on a results-oriented, pragmatic approach to addressing legal issues in the financial services world. In his words, “I find out what the business wants, what it needs.
Profile Summary
About Troy Garris at a glance
Troy Garris is a Partner based in Washington, District of Columbia, practicing at Garris Horn Llp. They have 28+ years of legal experience, licensed to practice since 1998. Their practice focuses on employment, business, real estate, ip, and tax. Admitted to practice in New York (1998), Texas (1998), and District of Columbia (2001). Educated at American University Washington College of Law (J.D., 1997) and University of Houston (B.A., 1990). Active member of American Bar Association. Serands clients in Washington, DC and the surrounding metropolitan area.
Want to Get Service From This Attorney?
Sign up free and choose one of the two methods below.
Have a legal question? Sign up free, submit it through the Ask the Attorney module and receive a focused answer from a specialist.
- Free to ask a question
- Answers from specialist attorneys
- Optional private / anonymous question
Request an online video meeting or an in-person consultation at the attorney's office. Pick a time that works for you and share the details securely.
- Online video meeting
- In-person at the attorney's office
- Secure messaging and payment
About
- Troy is a business owner’s lawyer, priding himself on a results-oriented, pragmatic approach to addressing legal issues in the financial services world
- In his words, “I find out what the business wants, what it needs
- If I start there, I can often find a way to get them to the result wanted, or very close to it, in a legal and compliant way.” Troy deals with federal and state compliance, enforcement defense, company formation, and mergers and acquisitions (M&A)
- In these areas, Troy represents independent mortgage bankers (IMBs), community banks and other depositories, homebuilders, and related entities (e.g., lenders, servicers, title companies, secondary market investors, and equity funds)
- Troy is active in the industry, including being significantly involved with industry associations and currently is a board member, and Chair of the Regulatory Compliance Committee of the Texas Mortgage Bankers Association
- In 2007, the Mortgage Bankers Association named him to the Future Leader’s program
- Troy is a frequent speaker on a wide range of mortgage banking related issues, and in recent years has spent much of his time focused on the CFPB
- Troy is also an active YouTuber, and host of Troy at Garris Horn, the Mortgage Banking LiveStream
- Representative Matters • Conducted due diligence review of mortgage originators and servicers in multi-billion dollar transactions. • Assisted investment bankers and hedge funds in acquisitions of lenders and servicers. • Represented lenders and related companies in proceedings before the CFPB, HUD, and other regulators. • Negotiated and drafted agreements for affiliated business, marketing, private label, and correspondent lending arrangements. • Negotiated and drafted employment agreements for lenders and affiliated companies
- Experience • Representing companies in proceedings before regulatory agencies, including the • Consumer Financial Protection Bureau (CFPB), Department of Housing and Urban • Development (HUD), Federal Housing Administration (FHA), federal and state banking examiners, and insurance commissions. • Advising clients on a broad suite of origination and servicing issues. • Advising on federal and state law compliance issues, including under RESPA, TILA, FCRA, Fair Lending, privacy, and similar laws. • Creating and implementing compliance management systems, policies, and procedures. • Counseling on the requirements of FHA, VA, Fannie Mae, Freddie Mac, and private investors, guarantors, and insurers. • Assisting companies with repurchase and indemnification demands. • Conducting in-depth due diligence reviews on companies in anticipation of major transactions. • Forming joint ventures and assessing marketing services agreements and other strategies under RESPA
Practice Areas Explained
Troy Garris's Areas of Practice
Each practice area below reflects the types of cases Troy Garris handles, with a brief overview of what that area of law covers.
Employment lawyers represent workers in wrongful termination, discrimination, harassment, wage & hour disputes, and severance negotiations.
Troy Garris is one of 169,120 employment attorneys indexed nationally. Browse employment attorneys in District of Columbia →
Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.
Troy Garris is one of 501,317 business attorneys indexed nationally. Browse business attorneys in District of Columbia →
Real estate attorneys handle home purchases, sales, commercial transactions, title disputes, and landlord-tenant matters.
Troy Garris is one of 316,149 real estate attorneys indexed nationally. Browse real estate attorneys in District of Columbia →
IP attorneys protect inventions, brands, and creative work through patent prosecution, trademark registration, copyright, and trade-secret enforcement.
Troy Garris is one of 106,079 ip attorneys indexed nationally. Browse ip attorneys in District of Columbia →
Tax attorneys handle IRS audits, tax debt, international tax, estate planning, and tax court litigation.
Troy Garris is one of 85,302 tax attorneys indexed nationally. Browse tax attorneys in District of Columbia →
Jurisdictional Context
Why local counsel matters in District of Columbia
Practicing law in District of Columbia. Legal matters in District of Columbia are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Washington are typically filed in the local municipal court or the appropriate District of Columbia state district court, depending on subject matter and amount in controversy. An attorney licensed in District of Columbia brings working knowledge of local procedural deadlines, judicial practices in this andnue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in District of Columbia courts without local counsel or pro hac vice admission.
Looking for additional District of Columbia attorneys? Browse all attorneys in Washington or all attorneys in District of Columbia.
Frequently Asked
Common questions about Troy Garris
Where is Troy Garris's law office located?
What practice areas does Troy Garris handle?
How long has Troy Garris practiced law?
Where did Troy Garris go to law school?
How can I contact Troy Garris for a consultation?
Practice Areas
Education
Bar Admissions
Reviews
No reviews yet.