Depends on your lease and the VA landlord tenant act.
Sounds like the lease is very usurious. 10 percent plus $10 a day late fees would be quite steep but then again we don't know what your monthly rent is, what is written in the lease, and whether the law limits the penalties imposed for non-payment of rent.
I would suggest contacting a lawyer who handles landlord tenant law in your area, so click on "Find a Lawyer" above and see if someone will offer you a free initial consultation to see if someone can do something for you.