You have received some good pointers from the other attorneys. I find it unusual for the bank to require that you sign current W-9 forms as a result of being placed on an account under the POD designation. It sounds more like a joint account status. If you are a joint account holder, you could have responsibility for reporting income tax on interest (although in today's environment, it's insignificant). As a POD payee, you have no tax responsibility during your mother's lifetime. At death, it is possible (not probable from what you've said) that there could be estate tax liability at death. But that's only if your mother had a large estate otherwise (greater than $5.25 Million).
As pointed out by another attorney, clients are often confused with the designations on bank accounts. Joint accounts, POD Accounts, or other designations can be confusing. To be certain about the consequences you need more information.