So long as the Chiropractor was certified by the Department of Insurance to do Impairment Ratings it is likely not an error. If the Chiropractor was not certified and actually gave you an Impairment Rating and not merely a certification that you had no permanent impairment (not a 0% rating) then it is not a valid certification. You do have the right to dispute that within 90 days be requesting a Designated Doctor which it appears from what you have stated, the Chiropractor was not. If it has been more than 90 days, which is likely based on your three month time line, then you may have to rely on an exception to the finality of the rating. In order to best make sure your rights are protected, you should now consult with a knowledgeable workers' compensation attorney in your area. I would suggest Alan Tysinger. You may find his information by searching the find a lawyer tool on this website. He is in San Antonio and is quite capable of handling this matter for you. I would not hesitate and would contact him as soon as possible.