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Can I receive funds over the $250,000 policy limits in a motorcycle accident that was in no way my fault?

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A driver ran a stop sign and T-boned me on my motorcycle. He admitted fault at the scene and pled guilty to the subsequent charges. Medical expenses, as well as lost wages will exceed his insurance coverage. How do I find out if he has assets above and beyond this, or does the insurance company have to cover him regardless of the amount.

5 Attorney Answers

Best Answer
This is a serious and complicated issue. While it is possible to receive compensation over and above the policy limit, your ability to do so involves a number of variables. There may be some additional insurance available that is not apparent yet. It is very important that you visit with an Iowa attorney that specializes in insurance and personal injury law as soon as possible.
You get a good local personal injury attorney involved to maximize your recovery. Otherwise you're bound to miss something even will "help". Good luck.
You need to get an attorney, immediately. If you already have one, this is a question best posed to him/her. We can't give guidance to a represented party.
Reviewing the seriousness of your case, I believe you need to contact a personal injury attorney in your area as soon as possible. You want to be able to preserve any claims you have and a personal injury attorney can help you navigate through the claims process.

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