Atty. Gary Ray Fraley

Atty. Gary Ray Fraley

Gary Ray Fraley is a lawyer practicing bankruptcy, business law, debtor & creditor and 4 other areas of law. Gary received a B.A. degree from University of Southern California in 1974, and has been licensed for 48 years.

Sacramento Sacramento 48 yrs experience 48 year
Call (279) 600-7980 Book Appointment

Bankruptcy & More Attorney · Serving Sacramento, CA · 48+ Years Experience

Profile Summary

About Gary Ray Fraley at a Glance

Gary Ray Fraley is a Member based in Sacramento, California, practicing at Fraley & Fraley P. C.. They have 48+ years of legal experience, licensed to practice since 1978. Their practice focuses on chapter 7, chapter 13, business, bankruptcy, and foreclosure. Admitted to practice in California (1978), U.S. District Court, Northern District of California (1978), U.S. District Court, Eastern District of California (1983), and U.S. District Court, Southern District of California (2003). Educated at University of California School of Law, Los Angeles (J.D., 1977) and University of Southern California (B.A., 1974). Active member of Sacramento County Bar Association State Bar of California National Association of Consumer Bankruptcy Attorneys (NACBA) Sacramento Valley Bankruptcy Forum California Bankruptcy Forum. Serves clients in Sacramento, CA and the surrounding metropolitan area.

Verified attorney profile · Updated October 2026

About Gary Ray Fraley

  • Gary Ray Fraley is a lawyer practicing bankruptcy, business law, debtor & creditor and 4 other areas of law
  • Gary received a B.A. degree from University of Southern California in 1974, and has been licensed for 48 years
  • Gary practices at Fraley & Fraley P. C. in Sacramento, CA

Practice Areas Explained

Gary Ray Fraley's Areas of Legal Practice

Each practice area below reflects the types of cases Gary Ray Fraley handles, with a practical overview of what that area of law involves and how it may apply to your situation in Sacramento.

Chapter 7 Bankruptcy in Sacramento

Gary Ray Fraley is one of 8,822 chapter 7 attorneys indexed nationally. Browse chapter 7 attorneys in California →

Chapter 13 Bankruptcy in Sacramento

Gary Ray Fraley is one of 6,323 chapter 13 attorneys indexed nationally. Browse chapter 13 attorneys in California →

Business & Corporate Law in Sacramento

Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.

Gary Ray Fraley is one of 497,491 business attorneys indexed nationally. Browse business attorneys in California →

Bankruptcy & Debt in Sacramento

A bankruptcy attorney can help you eliminate debt, stop creditor harassment, and protect your home through Chapter 7 or Chapter 13.

Gary Ray Fraley is one of 104,458 bankruptcy attorneys indexed nationally. Browse bankruptcy attorneys in California →

Foreclosure Defense in Sacramento

Gary Ray Fraley is one of 14,094 foreclosure attorneys indexed nationally. Browse foreclosure attorneys in California →

Jurisdictional Context

Why Local Counsel Matters in Sacramento

Practicing law in California. Legal matters in California are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Sacramento are typically filed in the local municipal court or the appropriate California state district court, depending on subject matter and amount in controversy. An attorney licensed in California brings working knowledge of local procedural deadlines, judicial practices in this venue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in California courts without local counsel or pro hac vice admission.

Sacramento Courts and Legal Process

Choosing a Sacramento-based attorney means your counsel already knows the local docketing timelines, preferred filing formats, and how individual judges typically rule on procedural motions — details that only come from practicing in this jurisdiction day after day. That local familiarity can translate to better strategy, faster filings, and fewer costly surprises.

Looking for additional California attorneys? Browse all attorneys in Sacramento or all attorneys in California.

Frequently Asked

Common Questions About Gary Ray Fraley

Where is Gary Ray Fraley's law office located?
Gary Ray Fraley's law practice is located in Sacramento, California. The firm is Fraley & Fraley P. C.. You can contact the office directly through this profile page.
What practice areas does Gary Ray Fraley handle?
Gary Ray Fraley focuses on chapter 7, chapter 13, business, bankruptcy, foreclosure. Each practice area listed reflects experience handling cases of that type in California.
How long has Gary Ray Fraley practiced law?
Gary Ray Fraley has 48+ years of legal experience and has been licensed since 1978.
Where did Gary Ray Fraley go to law school?
Gary Ray Fraley earned their education at (J.D., 1977); (B.A., 1974).
How can I contact Gary Ray Fraley for a consultation?
You can contact Gary Ray Fraley directly through this profile page. Click "Ask the Attorney" to submit a question, or "Schedule a Consultation" to book a meeting. Most claimed-profile attorneys respond within one business day.

Professional Profile

Why Clients in Sacramento Choose Gary Ray Fraley

Selecting an attorney is one of the most consequential decisions you can make when a legal matter arises. Below are the core qualities that distinguish Gary Ray Fraley's practice in the field of chapter 7, chapter 13, business, bankruptcy, and foreclosure.

Decade-Tested Legal Experience

Gary Ray Fraley brings 48+ years of hands-on legal practice — enough to have navigated the recurring fact patterns, procedural traps, and negotiation dynamics that shape case outcomes.

Multi-State Bar Admission

Licensed in California, U.S. District Court, Northern District of California, and U.S. District Court, Eastern District of California, Gary Ray Fraley can represent clients in cases that span state lines or require counsel in multiple jurisdictions.

Broad Practice Area Coverage

Covering chapter 7, chapter 13, and business, Gary Ray Fraley can address the full spectrum of a client's legal needs without requiring referrals to separate specialists for each issue.

Local Presence in Sacramento

A Sacramento-based practice means Gary Ray Fraley attends hearings in the same courthouses, knows the local clerks, and understands the unwritten scheduling norms that affect every case filed here.

Case Types

Common Legal Issues Gary Ray Fraley Handles in Sacramento

Below is a representative sample of the types of matters Gary Ray Fraley has experience with under California law. If your situation involves one of these case categories, this attorney may be well positioned to help you understand your options.

Business formation and structure
Business
Contract drafting and review
Business
Partnership disputes
Business
Merger and acquisition support
Business
Chapter 7 liquidation
Bankruptcy
Chapter 13 repayment plans
Bankruptcy
Debt negotiation
Bankruptcy
Creditor harassment defense
Bankruptcy

This list is illustrative, not exhaustive. Contact Gary Ray Fraley directly to discuss the specifics of your situation.

Search Reference

How People Find Gary Ray Fraley Online

Prospective clients searching for legal help in Sacramento commonly use a combination of the attorney's name and their specific legal need. The following search terms frequently lead people to this profile and to attorneys like Gary Ray Fraley.

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If any of the above matches what you searched for, you've found the right profile. Use the contact options at the top of this page to get in touch with Gary Ray Fraley directly.

Education & Law School Background

J.D.
University of California School of Law, Los Angeles
- 1977
B.A.
University of Southern California
- 1974

Bar Admissions & Licensed Jurisdictions

California
Admitted: 1978
U.S. District Court, Northern District of California
Admitted: 1978
U.S. District Court, Eastern District of California
Admitted: 1983
U.S. District Court, Southern District of California
Admitted: 2003
U.S. District Court, Central District of California
Admitted: 2004

Client Reviews & Ratings — Gary Ray Fraley

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