Atty. Jay B. Howd

Atty. Jay B. Howd

Jay B. Howd is a lawyer practicing bankruptcy chapter 13, bankruptcy chapter 7, bankruptcy litigation and 12 other areas of law.

Carbondale Carbondale 34 yrs experience 34 year
Call (618) 331-5761 Book Appointment

Bankruptcy Chapter 13 & More Attorney · Serving Carbondale, IL · 34+ Years Experience

Profile Summary

About Jay B. Howd at a Glance

Jay B. Howd is a Managing Partner based in Carbondale, Illinois, practicing at Bankruptcy Clinic, P.C.. They have 34+ years of legal experience, licensed to practice since 1992. Their practice focuses on chapter 7, chapter 13, business, bankruptcy, and tax. Admitted to practice in Illinois (1992), U.S. District Court Southern District of Illinois (1992), U.S. Court of Federal Claims (1994), and registered as Patent Attorney before the U.S. Patent and Trademark Office (1999). Educated at Southern University School of Law (J.D. Law, 1991) and Southern Illinois University (B.S., 1989). Active member of National Association of Consumer Bankruptcy Attorneys (NACBA) Bankruptcy Attorneys of Southern Illinois (BASIL) Illinois State Bar Association Kentucky Bar Association Jackson County Bar Association. Serves clients in Carbondale, IL and the surrounding metropolitan area.

Verified attorney profile · Updated October 2026

About Jay B. Howd

  • Jay B. Howd is a lawyer practicing bankruptcy chapter 13, bankruptcy chapter 7, bankruptcy litigation and 12 other areas of law
  • Jay B. received a degree from Southern Illinois University in 1989, and has been licensed for 34 years
  • Jay B. practices at Bankruptcy Clinic, P.C. in Carbondale, IL

Practice Areas Explained

Jay B. Howd's Areas of Legal Practice

Each practice area below reflects the types of cases Jay B. Howd handles, with a practical overview of what that area of law involves and how it may apply to your situation in Carbondale.

Chapter 7 Bankruptcy in Carbondale

Jay B. Howd is one of 8,822 chapter 7 attorneys indexed nationally. Browse chapter 7 attorneys in Illinois →

Chapter 13 Bankruptcy in Carbondale

Jay B. Howd is one of 6,323 chapter 13 attorneys indexed nationally. Browse chapter 13 attorneys in Illinois →

Business & Corporate Law in Carbondale

Business attorneys advise founders and growing companies on entity formation, contracts, financing, M&A, and dispute resolution.

Jay B. Howd is one of 497,491 business attorneys indexed nationally. Browse business attorneys in Illinois →

Bankruptcy & Debt in Carbondale

A bankruptcy attorney can help you eliminate debt, stop creditor harassment, and protect your home through Chapter 7 or Chapter 13.

Jay B. Howd is one of 104,458 bankruptcy attorneys indexed nationally. Browse bankruptcy attorneys in Illinois →

Tax Law in Carbondale

Tax attorneys handle IRS audits, tax debt, international tax, estate planning, and tax court litigation.

Jay B. Howd is one of 84,606 tax attorneys indexed nationally. Browse tax attorneys in Illinois →

Jurisdictional Context

Why Local Counsel Matters in Carbondale

Practicing law in Illinois. Legal matters in Illinois are governed by state-specific rules of civil and criminal procedure, statutes of limitations, and substantive law. Cases originating in Carbondale are typically filed in the local municipal court or the appropriate Illinois state district court, depending on subject matter and amount in controversy. An attorney licensed in Illinois brings working knowledge of local procedural deadlines, judicial practices in this venue, and the substantive law that applies to cases brought here. Out-of-state attorneys generally cannot represent clients in Illinois courts without local counsel or pro hac vice admission.

Carbondale Courts and Legal Process

Choosing a Carbondale-based attorney means your counsel already knows the local docketing timelines, preferred filing formats, and how individual judges typically rule on procedural motions — details that only come from practicing in this jurisdiction day after day. That local familiarity can translate to better strategy, faster filings, and fewer costly surprises.

Looking for additional Illinois attorneys? Browse all attorneys in Carbondale or all attorneys in Illinois.

Frequently Asked

Common Questions About Jay B. Howd

Where is Jay B. Howd's law office located?
Jay B. Howd's law practice is located in Carbondale, Illinois. The firm is Bankruptcy Clinic, P.C.. You can contact the office directly through this profile page.
What practice areas does Jay B. Howd handle?
Jay B. Howd focuses on chapter 7, chapter 13, business, bankruptcy, tax. Each practice area listed reflects experience handling cases of that type in Illinois.
How long has Jay B. Howd practiced law?
Jay B. Howd has 34+ years of legal experience and has been licensed since 1992.
Where did Jay B. Howd go to law school?
Jay B. Howd earned their education at (J.D. Law, 1991); (B.S., 1989).
How can I contact Jay B. Howd for a consultation?
You can contact Jay B. Howd directly through this profile page. Click "Ask the Attorney" to submit a question, or "Schedule a Consultation" to book a meeting. Most claimed-profile attorneys respond within one business day.

Professional Profile

Why Clients in Carbondale Choose Jay B. Howd

Selecting an attorney is one of the most consequential decisions you can make when a legal matter arises. Below are the core qualities that distinguish Jay B. Howd's practice in the field of chapter 7, chapter 13, business, bankruptcy, and tax.

Decade-Tested Legal Experience

Jay B. Howd brings 34+ years of hands-on legal practice — enough to have navigated the recurring fact patterns, procedural traps, and negotiation dynamics that shape case outcomes.

Multi-State Bar Admission

Licensed in Illinois, U.S. District Court Southern District of Illinois, and U.S. Court of Federal Claims, Jay B. Howd can represent clients in cases that span state lines or require counsel in multiple jurisdictions.

Broad Practice Area Coverage

Covering chapter 7, chapter 13, and business, Jay B. Howd can address the full spectrum of a client's legal needs without requiring referrals to separate specialists for each issue.

Local Presence in Carbondale

A Carbondale-based practice means Jay B. Howd attends hearings in the same courthouses, knows the local clerks, and understands the unwritten scheduling norms that affect every case filed here.

Case Types

Common Legal Issues Jay B. Howd Handles in Carbondale

Below is a representative sample of the types of matters Jay B. Howd has experience with under Illinois law. If your situation involves one of these case categories, this attorney may be well positioned to help you understand your options.

Business formation and structure
Business
Contract drafting and review
Business
Partnership disputes
Business
Merger and acquisition support
Business
Chapter 7 liquidation
Bankruptcy
Chapter 13 repayment plans
Bankruptcy
Debt negotiation
Bankruptcy
Creditor harassment defense
Bankruptcy
IRS audit representation
Tax
Tax lien and levy defense
Tax
Offer in compromise
Tax
Business tax planning
Tax

This list is illustrative, not exhaustive. Contact Jay B. Howd directly to discuss the specifics of your situation.

Search Reference

How People Find Jay B. Howd Online

Prospective clients searching for legal help in Carbondale commonly use a combination of the attorney's name and their specific legal need. The following search terms frequently lead people to this profile and to attorneys like Jay B. Howd.

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If any of the above matches what you searched for, you've found the right profile. Use the contact options at the top of this page to get in touch with Jay B. Howd directly.

Education & Law School Background

J.D. Law
Southern University School of Law
- 1991
B.S.
Southern Illinois University
- 1989

Bar Admissions & Licensed Jurisdictions

Illinois
Admitted: 1992
U.S. District Court Southern District of Illinois
Admitted: 1992
U.S. Court of Federal Claims
Admitted: 1994
registered as Patent Attorney before the U.S. Patent and Trademark Office
Admitted: 1999
Kentucky
Admitted: 1999
U.S. Dist. Court Western District of Kentucky
Admitted: 1999

Client Reviews & Ratings — Jay B. Howd

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