How do I claim life insurance benefits in Ohio?
My father changed his life insurance beneficiary days before he died in Ohio. Can I sue the insurer for bad faith under Ohio statute?
Attorney Answer
1
Atty. ·
Ohio bad-faith law lets policyholders recover contract damages PLUS punitive damages, attorney's fees, and emotional distress when the insurer's denial or low-ball offer lacks a reasonable basis. Document every communication and request the claim file; insurer reserves and adjuster notes are usually discoverable.
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