I was parallel parking and was hit who has right of way

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he said his insurance policy was at home, turn out he has no insurance

Attorney Answer

1
Slavik Leydiker ·
You need to provide additional facts. If you stopped to back up and were hit from behind, the driver who hit you is at fault. If you're backing up and you hit a car that stopped behind you, then your likely at fault. If you backing up and a moving vehicle hits you, there's a chance that you both share fault. If you have an uninsured motorist component on you policy, then your insurance should cover the damage. If you have collision on you policy, then you insurance will cover the damage regardless. Otherwise, you can sue the driver in small claims court if the damage does not exceed $10k. Good luck.
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