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I received a collection notice for $400. for what I don't know should I send them the statute of limitations
Anonymous6 views3 answers
the hospital has closed my procedure was a cash deal I Paid 9500 dollars the breakdown is 3400 to the doctor 800 anesthesia and 5300 for the hospital.this is what the accountant said from the doctors office I had this procedure done March of 2008 They meaning the Hospital said they sent a bill July 30th 2008 I never received a bill again this was a cash procedure. I have a copy of the check I sent the doctor I thought the statue of limitations was 4 years is that correct
Confirm what the date of last activity was (check your consumer credit report; contact the debt collection agency preferably via a certified letter; or verify your past payment records via archived bank information.) If you brought the account back to current status inadvertently then the SOL reset. If the date of last activity has been inaccurately reported by the agency then talk to a lawyer offline who can help you avoid getting hit with a default judgment. Best of luck
It would not be improper for them to bill you or maybe report on your credit. To threaten with suit and the consequences of a lawsuit, would be improper.
Michael Christopher BurrChapter 13 Bankruptcy AttorneyChicago, IL ·
One misconception is the statute of limitations does not technically prevent lawsuits - it's a defense you can raise if sued. A smart creditor won't sue if they know they can lose on that, but they may still try and trick people into paying. So yes, I would raise the limitations question to them and see what they say as the date of last activity. For $400, they may just close up the file pretty quickly. On the other hand, it may be worth it to just offer them $50 or $100 to settle as long as you get it in writing.
