My neighbor hit my car in the middle of the night in our parking lot. I found the matching damage on his car when he got home that evening, called the cops who could tell in about 2 seconds he hit me. My car is pretty damaged. My neighbor lied to the cops and said he didn’t know who was driving his car, but did provide his insurance to the police. His conscience must have gotten the best of him because he did file a claim with his insurance company the next day. I have since found out that he has a suspended license for a previous hit and run. Now I don’t know what to do – his insurance is saying they are paying for my car damage, but I don’t know how it would be covered since he didn’t have a license. Another piece of this story – my neighbor left me a nasty note the next day telling me not to park so stupid and drive so fast (neither of which I do) and this wouldn’t have happened. It seems pretty cut and dry to me that he hit my parked car, didn’t notify me so he is at fault?
If his insurance company has indicated it is going to pay, what more do you want? If he had coverage for the vehicle as of the date of the crash, it doesn't matter who was driving it at the time it came into contact with your parked vehicle.
The insurance is obligated to pay for the damage to your car as long add he had a valid auto liability policy in place when he hit you. Whether or not he should have been driving due to a DL suspension is not material to the issue of his insurance coverage for the accident. If his insurer pays you to repair your vehicle or for the total loss of your vehicle in a fair amount you are good to go. However, if you have questions about the fairness of what you are being offered you should contact a local personal injury attorney for advice. You can find qualified Milwaukee area Personal Injury attorneys on attorneyqna.com using the find a lawyer tool. Good luck!
If his insurance is going to pay for your damages, you need to smile, say thank you and not give one little fig why they are doing so. it is, or should be, more than enough that they are indeed paying for the damages.
