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Which insurance company should I contact?
Anonymous7 views3 answers
When my dearly husband passed away he had a life insurance from his employer. Now the employer has changed the insurance company. Which insurance company has his policy. Previous one or the current one. How long insurance companies keep policy records.
Whichever policy was in effect at the time of your husband's passing will be the insurance company to contact. As a practical matter, if you are unsure which one has the valid policy -- why not contact both to ask?
The insurance policy in effect when your husband died is the one that will be paying. Try to get the information from the employer, and if there is a question as to which one was in effect, file a claim with both of them.
Contact HR, get the policy # for each. Check also with other sources he may have such as mortgage life insurance, a policy as part of any membership in a fraternal organization, even AAA.
