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How can i remove a civil action for possession of property off my renters credit report?
Anonymous5 views2 answers
someone rented an apartment under my name. and now that im trying to rent, it says that i have a civil action for possession of property on the landlord tenant report. it is not on my experian equifax or transunion report? how do i get it removed?
That's a tough one. When you say, "someone rented an apartment in your name," it is not clear. Is this identity theft? Someone you don't know with the same name as yours? Did you co-sign? The answer to your question depends on this information.
Frankly, no one is going to believe the "someone rented an apartment under my name" nonsense. Just be up front and admit that you screwed up. No one likes a person that can't learn from his/her mistakes, much less denies them.
You can also try to have them removed from your credit report by filing disputes. That is expensive though: my firm charges between $500 - $1000 for that type of service without any guarantee that it will be remedied.