A speaker at a real estate investor conference mentioned that in October of this year, the foreclosure laws had changed?

I'm not sure if the speaker was referring to a change in the statutes (none of which help homeowners in default) or if he was referring to changes that have come about in case law (which is constantly evolving- and has been much tougher on lenders lately). If you are having specific issues with your lender you should consult with an attorney to discuss possible solutions and chart a course going forward.

You will have to ask specific questions as foreclosure law is constantly changing. I would not put too much faith in realtor speakers, most realtors I've encountered only pretend to know real estate law, or know the very surface of it, and feed lots of misinformation.

Florida statutes and case law changes all the time. So the answer is yes, they have changed. For comments regarding a new law that will help homeowners which are in default, you need to be more specific.

The caselaw in foreclosure changes constantly. Florida statutory law was changed two years ago. There have been recent federal regulatory changes which impact mortgage servicing in a significant way, and which in certain circumstances will be helpful to borrowers. However, without knowing more about what the speaker was talking about, or what your question is about, it is impossible to say more. While people don't realize it, the entire body of law related to mortgages, mortgage servicing, and Foreclosure is very complicated, and there are numerous relevant layers and details, depending on each individual case and the issues it contains. If you can be more specific about what it is you're looking to know about, it might be possible to provide a more specific response.