If the carrier In Fl denies the claim, after a law suit is filed, the insured is no longer contractually obligated to perform.

Is the same true for failure to settle a claim on behalf of a business? I would appreciate any Florida case cites that stand for the assertion that a carrier who unreasonably refuses to settle a case on behalf of its insured, within its policy limits, can no longer enforce the carrier's contractual policy provisions that would prohibit the insured from settling its own claim. The insured would like to settle and recoup from the carrier its settlement costs as the carrier is not resolving a claim in a timely fashion that adversely effects the insured company - Thoughts?