How can Icollect on an insurance policy if the beneficial is dead and I PAID FOR funeral.

If I understand correctly, your uncle owned an insurance policy (meaning he took it out and paid the premiums) and he was the only named beneficiary with no contingent beneficiary named. In that case the proceeds would normally have to be part of his estate and potentially subject to probate. Check with the insurance company; even a change of beneficiary form he signed when he was alive may not be good if the company's policy is that it had to be delivered before he died so it could be verified. The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is currently licensed to practice law only in the State of Illinois. Responses are based solely on Illinois law unless stated otherwise.