Interspousal or Quit claim deed Washington state

Your wife would need to execute a Quit Claim deed, but this will not remove her from the mortgage. She would need to obtain a Novation agreement from the mortgagee, and they do not provide them lightly. Although the forms are available easily, I would strongly suggest that you obtain an attorney to assist you with this for a variety of reasons. Failure to fill out the form correctly would leave this transaction vulnerable to challenge; you may be accidentally taxed; you may later be accused of having coerced your wife to do this against her will, etc. The cost now could well save you a lot of money and hassle in the future.

I have never heard of an "interspousal deed" in WA. Chapter 64.04 RCW (CONVEYANCES) has the forms of deeds and what must be on the deeds. The statutes are at http://apps.leg.wa.gov/rcw/default.aspx?cite=64.04 . "she does not work and has no contribution to the payments" does not necessarily mean that she does not have a financial interest in the property since WA is a community property state. Each spouse has a financial interest in very paycheck of the other spouse. Signing a quitclaim deed does not necessarily remove the signing spouse's interest in the property. In a dissolution of marriage, the court has the power to divide all assets and debts, whether community or separate, in a just and equitable manner. Signing a quitclaim deed also does not remove her obligation under any loan document of which she is a borrower. You two should review the specific facts with separate attorneys to find out your respective legal options.