Can you be arrested for missing a payment on a payday loan?

Question

Can you be arrested for missing a payment on a payday loan?

Anonymous Feb 1, 2014 8 views 2 answers

I think I was a victim of a phone scam. A man with an Indian accent called me requesting money on a payday loan and if I didn't pay the police were going to arrest me in 30-40 mins. Said that if I didn't pay I could spend 30-40 days in jail. Said the were from the investigation of federal agents. How can I get my money back if harassed me thinking I was going to jail? Please help.

Chase Carter 4004628.Html · Accepted Answer · 2026-06-15T10:47:29+00:00

Please see my answer to the other question you posted. The simple answer is no, we have not had debtor's prison in the United States for over a century.

Gilbert Arenstein · Accepted Answer · 2026-06-15T10:47:29+00:00

Failure to pay a loan is a civil, not criminal matter. You should contact a good business attorney, and perhaps, the Ohio Attorney General regarding these clearly unlawful collection tactics.

Can you be arrested for missing a payment on a payday loan?

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