Teaching Private yoga sessions from home: am I covered? I have a alternative balance coverage for my liability insurance that
states that I am covered "wherever" I teach in USA. My husband is worried about teaching at home. Does he have any reason to worry? I called Alternative balance and they said I am covered at home and even though the policy doesn't state at home, it says this:
"4. "Coverage territory" means:
a. the United States o f America (including its
territories and possessions), Puerto Rico
and Canada;
b. international waters or airspace, but only i f
the injury or damage occurs in the course
o f travel or transportation between any
places included in paragraph a. above; or
c. all other parts o f the world i f the injury or
damage arises out of:
(1) goods or products made or sold by
you in the territory described in paragraph
a. above;
(2) the activities o f a person whose home
is in the territory