I'm the Primary beneficiary for my wife's IRA. we live in New York City .
if i were to die before declining or naming another benenificary does the IRA go to probate or to secondary beneficiary.
Attorney Answers
2
Gregory Herman-GiddensEstate Planning AttorneyChapel Hill, NC ·
If there is no beneficiary named, it depends on the IRA custodial agreement. Most agreements provide that the IRA is paid to the estate of the account owner, but some provide that it is paid to the next of kin such as spouse or children.
0 upvotes
Michael Potter ·
It goes to the Secondary Beneficiary she has named in the even you pre-decease her. Hope this helps.
0 upvotes
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