Car damage cause by a friend, who is responsible?

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I let my friend drive my car and he got into accident. My friend wrecked my car and got ticket from police. I have liability only in my insurance and my insurance will only pay the other car damage. My friend said he does not have money to pay for the replacement of my car. In the meanwhile, I have no transportation to go to school and work. What can I do?

Attorney Answers

4
Edward Smith ·
If your friend negligently drove your car, causing the crash, there is no reason you couldn't ask, or if necessary, sue him to recover. His insurance company will, more likely than not, pick up and try to resolve the claim.
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Chelsie Lamie ·
If your friend has auto insurance you will need to make a claim with that company. Depending on the facts of the accident, if the other vehicle involved contributed to the accident -- even 1% -- they are responsible for that amount of the damage to your vehicle. Accordingly, you may also want to make a claim with the other party's insurance carrier. Finally, with regard to your friend, if he does not have insurance, that doesn't mean that he isn't responsible. You have the right to file a lawsuit against him and obtain a judgment that you can attempt to collect on in the future. Take care, Chelsie Law Office of Chelsie M. Lamie, P.A. Former Adjuster. Former Insurance Company Attorney. Accident Survivor. www.chelsielamie.com email: [email protected] LEGAL DISCLAIMER Ms. Lamie is licensed to practice law in Florida. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Ms. Lamie strongly advises the questioner to personally confer with an attorney in order to insure proper advice is received.
0 upvotes
Chelsie Lamie ·
If your friend has auto insurance you will need to make a claim with that company. Depending on the facts of the accident, if the other vehicle involved contributed to the accident -- even 1% -- they are responsible for that amount of the damage to your vehicle. Accordingly, you may also want to make a claim with the other party's insurance carrier. Finally, with regard to your friend, if he does not have insurance, that doesn't mean that he isn't responsible. You have the right to file a lawsuit against him and obtain a judgment that you can attempt to collect on in the future. Take care, Chelsie Law Office of Chelsie M. Lamie, P.A. Former Adjuster. Former Insurance Company Attorney. Accident Survivor. www.chelsielamie.com email: [email protected] LEGAL DISCLAIMER Ms. Lamie is licensed to practice law in Florida. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Ms. Lamie strongly advises the questioner to personally confer with an attorney in order to insure proper advice is received.
0 upvotes
Lars A. LundeenPersonal Injury LawyerRutland, VT ·
Your friend and, perhaps, the adverse driver he was involved with have responsibility for the damage to your vehicle. If the adverse driver had even a small percentage of contribution to the accident, you can collect for at least that percentage of contribution to causing the accident. I suggest that you file a claim against the adverse driver's carrier. You also should ask your friend to pay for the damages and, if he is unwilling or unable, you will probably need to sue him in the appropriate court, depending upon the amount of damages to your car. Legal Disclaimer: Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to insure proper advice is received.
0 upvotes