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I found an old garnishment that now shows released. What does that mean? can they get another order for garnishment?
Anonymous11 views4 answers
Originally I had filed bankruptcy (repayment one) due to defaulting on a loan with the bank. they were taking the payments out of check. Shortly after I lost my job and subsequently the bankruptcy defaulted. in 1999 a garnishment was obtained and since then they have been trying to garnish my wages. they did garnish me a few years ago but when I lost my job there i hadn't heard anything else from them. i had a bank account that they wiped out back in 2010 and now i wanted to open a new account so I started checking on my case information and that when it was showing a date of satisfaction of 7/29/213. under release reason it just shows release. not sure what this means. Does it mean that I am finally rid of this debt? Do I need to do anything on my end? would like to get on with my life.
You have not stated enough facts about your judgment to allow us to answer your question. Without knowing the amount of the judgment, the date of the original judgment, and the amounts that were garnished, any information we convey to you would be speculation. You should go down to the court clerk's office, and see if the original judgment has been marked as "satisfied." If that is the case, then the bank has collected the judgment, and you no longer owe money on the judgment to the bank. If the judgment is not satisfied, you should obtain a copy of the court case file, and have it reviewed by a local attorney.
Usually when a creditor files a satisfaction of judgment that's what it means - that the judgment was satisfied in full. The "release" notation rather than "full satisfaction" is a little concerning however. Was the notation in your court case file or on your credit report? You could check with the court, call the creditor or consult a lawyer to find out for sure.
In Kansas, judgment creditors are required to file a release once the judgment was satisfied, but a release doesn't necessarily mean that the judgment was satisfied. For instance, the judgment creditor could be releasing the garnishment just because you no longer work for that employer.
