I draw social security.Should I file bankruptcy on credit cards ?Also have mortgage on mobile home with 27k equity.In Tennessee

Q: Can an "in trust for" bank account be forced to pay off credit card debt of decedent?

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Q: What are Ky statute of limitations on collecting credit card debts.

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Q: What does it mean if a default judgement is taken against me?

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Q: Under NE law, can a credit card sue me if my only income is a pension, disability and social security ? I have no assets.

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Q: What happens if a lien is placed against your home for a debt that was for one of your children?

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Q: Can a Collection Agency charge fees or costs to the original amount turned over for collection?

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Anonymous Jan 23, 2015 Bankruptcy 1 views 2 answers

My mortgage is on land,in one place, and a mobile home,on a rented lot.Same loan.That's land and home on different locations on same loan.Hope i'm clear as to the matter....

Attorney Answers

Blake Brewer

Blake Brewer · Jun 15, 2026

No one can really answer this question in this forum. The one thing that is clear is that your social security income is exempt, so they can't touch that. Maybe that speaks to your not filing at all if you are judgment proof. On the other hand, you may have legitimate reasons to file. So find a consumer bankruptcy attorney in your area and review the details with them. That should give you a clearer direction.

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Dax Lonetto

Dax Lonetto · Jun 15, 2026

You won't be able to get a straight yes or no answer on this forum. You should use the Find A Lawyer tool to locate a local bankruptcy attorney in your area for a consultation as to whether bankruptcy is a viable alternative for you.

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