Any permissible purpose after bankruptcy?

Q: Can an "in trust for" bank account be forced to pay off credit card debt of decedent?

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Q: What are Ky statute of limitations on collecting credit card debts.

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Q: What does it mean if a default judgement is taken against me?

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Q: Under NE law, can a credit card sue me if my only income is a pension, disability and social security ? I have no assets.

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Q: What happens if a lien is placed against your home for a debt that was for one of your children?

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Q: Can a Collection Agency charge fees or costs to the original amount turned over for collection?

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Anonymous Mar 12, 2015 Bankruptcy 3 views 2 answers

I received a Chapter 7 discharge in 2013. I have one former creditor that likes to continually "update" an old credit card trade line with the credit bureaus (despite this fact I will never owe anything more than $0) every month like clockwork. I noticed this creditor likes to perform credit pulls and view a copies of my credit report. What (if any) permissible purpose does a former creditor have to view my credit report after a bankruptcy discharge?

Attorney Answers

Michael Schwartz

Michael Schwartz · Jun 15, 2026

The real question is what does the update say? It may or may not be valid.

0 upvotes

Ryan Dove

Ryan Dove · Jun 15, 2026

What updated information are they showing? If they are showing anything other than discharged in bankruptcy, they may be violating the FCRA or the bankruptcy discharge. The link below contains great information on credit reporting.

0 upvotes

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Can an "in trust for" bank account be forced to pay off credit card debt of decedent?… 0 answers What are Ky statute of limitations on collecting credit card debts.… 0 answers What does it mean if a default judgement is taken against me?… 0 answers Under NE law, can a credit card sue me if my only income is a pension, disability and soci… 0 answers What happens if a lien is placed against your home for a debt that was for one of your chi… 0 answers Can a Collection Agency charge fees or costs to the original amount turned over for collec… 1 answers

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