Jan 15 2014 my apt. Burned down I was told that the cause was from an electrical lighting can I get compensated for my loss

Lightening might be a non-covered loss, under act of God, with respect to any insurance policy. To protect your belongings from loss, you had the option of purchasing renter's insurance. Unless the loss was due to the landlord's negligence, it is unlikely making an insurance claim, or suing your landlord, will do any good. I recommend you consult and retain a local attorney to make a claim on your behalf. You should do so promptly. The statute of limitations for damage to personal property is 3 years in CA. Good luck.

Was caused by Lighting, as in bulb, or lightening, as in act of God? I selected "insurance" as a topic because this where you would get paid if at all, most if the time.

The owners policy is probably not going to cover you. If you have renter insurance, it may be able to cover you. Its best for you to discuss this matter with an attorney.