I'm under license suspension with no insurance and was hit my an insurer driver. All airbags deployed the police cited them. Even with no license will their insurance still pay for my totaled car and medical expenses
For now, the answer is yes. However our state legislature is considering passing a law that would prevent you from making such a claim in the future. You should consult with a local personal injury attorney.
Whether or not you have a license should not impact liability for the collision. Assuming the other person was at fault, their insurance, if they have any, should cover the damages to your vehicle and any injuries you have suffered. You should discuss these issues with an experienced personal injury attorney before talking with the insurance company. You may also receive a citation for driving under suspension and/or a further suspension for not having insurance. You may wish to discuss these issues with a traffic/criminal defense attorney in your area. Best wishes.
Timothy Michael MahlerMedical Malpractice AttorneyColumbus, OH ·
Even though you did not have a valid license at the time of the crash, the at-fault driver's insurance company should still take responsibility and pay your property damage and related medical bills. Although the insurance adjuster may try to use this information against you, at least indirectly, your lack of license and insurance should not be relevant to the who caused the crash, and would most likely be inadmissible at trial if the case went that far. However, you may receive a citation for driving without a valid license and/or not having insurance. If your injuries are minor (i.e. soft tissue injuries that resolve soon after the accident), then you may be able to settle your claim on your home. If your injuries are more significant, then it would likely be in your best interest to consult with an attorney. You may also want to consult a traffic/criminal attorney on the license and insurance issue if you receive a citation. Good luck.
The insurance provider will be liable for your reasonable medical expenses, property damages, and other claims you may have such as lost wages. It generally will not matter if the adverse driver was driving on suspended license. They will need to have their insurance policy in place and current.
