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Hello my name is Rodrick and I was wondering can you make a credit place pay you back for filing the wrong person on your credit
Anonymous4 views5 answers
pioneer credit co they have two claims on me one I paid off and the other one is for someone else. It was on my credit report and filed at the court house under me. I was not served papers or nothing from the company or the court.
If Pioneer Credit has falsely placed an item on your credit report than that may well be a violation of the Fair Debt Collection Practices Act. I would suggest that you obtain a copy of all three of you credit reports and dispute this item in writing to each of the three credit reporting agencies, who will then forward your dispute to Pioneer Credit. If they refuse to remove the inaccurate item from your credit report then you also may be able to sue them for violating the Fair Credit Reporting Act. It's also possible that if the debt belonged to someone else the error here was not done by Pioneer Credit but by one or more of the credit reporting agencies, who may have placed the debt on your report in error. A qualified and experienced attorney should be able to review your credit reports with you and point you in the right direction.
Best advice I can give you is to consider the advice of myself & others (attorney's on this website) & try to correct the problem on your own without hiring an attorney. IF you hit a brick wall, my advice is to hire an attorney to assist you in clearing up the matter & getting it removed from your credit report. Best Wishes.
Sam Levine, Esq.
Atlanta Attorney at Law
I suggest that you get your credit reports for free at www.annualcreditreport.com. You should print or save (as a pdf) copies of all reports for later review by an attorney. If the report has false or duplicate information, have an experienced consumer protection attorney review the documents. Experienced counsel will be able to guide you through the dispute process and follow-on litigation.
Go to annualcreditreport.com, and get a free credit report. Then go to the court where the judgments were entered, and get a copy of the case files. Take them to an attorney, and have them reviewed. If you were served with the complaint and summons in each of the cases, the judgments were legit. If you were not properly served with legal process on either of the collection suits, you would have legal grounds to attack the judgments. That is the only way to get to the bottom of this mystery.
