My grandson used my ss# to get a couple of credit cards.

He committed a felony offense. Why don't you talk to him about closing that account and opening another one - lawfully. If you feel comfortable that he will pay the bill, perhaps you can co-sign (if he cannot qualify.) If you do not feel comfortable, then do not sign. But tell him that either he immediately closes the account and pays it off or you will be forced to report his felony crime to police.

The question is, how will you feel when he racks up $10K to buy a Harley and disappears? What then? If you are prepared to eat the losses then have fun. If not, then file a fraud alert with Experian and ask the credit companies to cancel the cards. You should pay the bills for him to keep your credit intact. If you want him to have a credit card, get a debit card tied to a savings account into which he can deposit money. His credit limit will be the amount he and you have deposited with little chance of you being stuck with a large bill.

He has committed a felony. Many young people do, without it being processed as such. You need to get him his own cards. A debit card is a good solution. A felony conviction is a tough thing for employment even if he never goes to prison. This is not up to your family. If you report it, it will not be something you can take back. At some point, this can become your debt if he does not pay it.

If you should need an extension of credit in the near future, you might hope that your grandson's illegal use of your social security number and credit-worthniness does not deprive you. In other words, he may have taken from you the ability to use your creditworthiness the way you want/need. Down the road, you might not be able to point the finger at him and accuse him of harming you, if you are complacent about it now. It is tricky to turn family in, certainly if there is a strong emotional bond.