Placed on your credit seven years ago? Well, in Texas a the statute of limitations on Judgement debt is four years. However, if the judgment is "abstracted" or filed in the County Deed records, then the debt is good for 10 years, and if it is re-filed again, then another 10 years. So, the answer is maybe. Also, be advised that there is such a thing as "zombie debt." This is debt that is technically noncollectable because the statute of limitations has run, but collection agencies will still call asking for you to pay. They do this because if you make a payment toward zombie debt, it revives the judgment and makes it collectible again. So be careful. You need to consult with an attorney regarding this issue. There are a lot of factors that need to be considered here before you wash your hands of this judgment debt.