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My husband died 9/3/13 from a fall. He was legally intoxicated. Life insurance didn't pay pay, is it worth using to collect?
Anonymous3 views3 answers
It was a $300,000 policy offer by one of our credit cards. I didn't know he was an alcoholic when I took this accident policy. Now they say it's excluded because of his intoxication.
This all assumes that it hasn't been too long to try. I got the policy because I am already disabled and getting worse.
Christian K. Lassen IIPersonal Injury LawyerPhiladelphia, PA ·
You are asking whether you can fight the alcohol exclusion to the policy, and it's been done before. A life insurance attorney can handle it. What company is this?
First of all, I am very sorry for your loss.
Whether or not the insurance company has an obligation to pay benefits will likely depend on whether there is an express exclusion for death due to intoxication in the policy. Your remaining time to contest this issue may be short - you should have a Maine attorney review the policy ASAP.
