I just received a civil warrant for court on a old credit card account. How do I solve this and not go to court?

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The account was sold to a recovery company in 2012.

Attorney Answers

3
tephen Jeffrey BerlinskyDebt Settlement AttorneyHaines City, FLFL licensed ·
First you need to consult a Tennessee attorney to determine if you have a defense of statute of limitations. If the debt is enforceable you probably can make a deal to settle if for 30 cents on the dollar.
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Veronica Campos ·
If the statute of limitations had not run out on the debt, try to settle with the creditor.
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Kenneth Lawson ·
Tennessee has a 6 year statute of limitations on consumer credit. However, that does not answer your question. You received a civil warrant, so you must go to court to fight the warrant if it is beyond the statute of limitations, or they will get a default judgment against you and follow it up with garnishment of your wages.
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