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Chapter 13
Anonymous2 views3 answers
We bought a house from the seller he still has the mtg and he did a wrap mortgage for our loan. He did a first for the price of the house and a second for the remainding down payment we didn't have at the time 6k .he now wants to what he says foreclosure since we don't have all of the second. Can we file chapter 13 on the second always have been current on first. Just the stupid 2nd
Depending on your overall financial situation, Bankruptcy may be right for you. An experienced Bankruptcy attorney will be able to determine which type of Bankruptcy is the correct one for you. Use 's Find a Lawyer tool to select a qualified attorney. Good luck.
Chapter 13 can be a costly and uncomfortable program in which to repay your debts. What you propose might be possible, but in all likelihood, you would have to pay the entire contract amount through the trustee. You will probably be better off seeing if you can refinance the whole package with another lender, such as a local credit union. Hope this perspective helps!
