How do I go about finding a Bankruptcy Lawyer to help me

You can find one on or use the link below to find one. Most offer free consultations, no charge to you. Then you can go about figuring out how to resolve the financial part of hiring an attorney.

First, if you need time to save money to obtain employment of such an attorney do so. But its free to discuss so call one now as usually that is free. They can then advise if any emergency reason to file now. Otherwise, save up so you can pay one. You can also Possibly (ask the attorney) see if the filing fee can be waived in your district based on your income and household size Second, you can find one on . But find who is experienced..and practices this area of law full time and for years so they are experienced. Lastly, many other issues you must know affect your case. You need and want to enjoy your fresh start also. But the most important thing is to meet with an attorney as you asking this question means you have not. You care about 2 goals: keeping everything you have equity in and discharging all your debts. If you don't have any of the exceptions to discharge you will obtain that goal; most exceptions are set forth in 11 USC. 523 (Google it) like child support, some income taxes, traffic (in a ch 7) and criminal fines , and presumption of student loans. But some debts are dischargeable in a ch 13 but NOT in a ch 7 so you want to make sure and your attorney will discuss any such types with you also! Your exemptions depend on what state you have lived in in the last 2 years and thus if in your state, then your states exemptions will apply. Most persons filing keep everything they own but your attorney will confirm that with you when they learn everything you own and the equity thereof! Some secured debts like homes, vehicles, other secured debts an attorney will discuss your options on also as you must list any debts; but that does not mean you will lose them unless you have too much equity or are in default on paying for them! Discuss those options if they apply with your attorney too. But other issues can arise that can greatly harm your case. Just one example: If you paid back a relative $3,000 11 months ago and now file bankruptcy next week, the trustee can SUE that relative to retrieve that $3,000 (under what is called a preference) for the benefit of the bankruptcy estate. As a result, most attorneys don't charge to meet with them the first meeting so meet with one no matter what. Many great attorneys can be found right here on in your state so look, call, and meet one as soon as you can. You should also want to know when to file: is there an advantage of waiting versus filing now and who should you pay between now and then! Good luck and enjoy your later fresh start.

Any fee for bankruptcy may be too much if you don't have the kind of problems that can be solved with bankruptcy, and the most expensive lawyer can be a bargain if you have problems that will be solved with bankruptcy. Unfortunately, when you focus on the cost, you sometimes lose focus on what is important. More info at the links below. Hope this perspective helps!

You can search for a lawyer in your area on this website. If you qualify, you may be able to get help from your County, in a legal aid office. Check there first to see if they can help you.

Bankruptcy typically is not an expensive process. If you have debt and are considering bankruptcy, then you should start contacting bankruptcy attorneys to find out about costs and fees. Legal fees are about the same from office to office. However, I know at my office at times we take pro bono or discounted clients depending on how their circumstances and how cooperative the prospective client will be in working with us. In other words, if they can make our job easier by providing complete and orderly paperwork. Also, many offices, like ours, will set up payment plans. I suggest you start interviewing attorneys. Best wishes!

You can use the "find a lawyer" section on . You need to put together a detailed list of all your creditors that you owe. You should really obtain consultations from several, because their fees will be different.