What is a "disability slip" in regards to an automobile accident settlement. Insurance company is refusing to pay loss wages

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I live in Florida, but was in an auto accident in Maryland. The other driver was at fault. I had to miss some work due to the injury and seeing a specialist. The insurance company wants to settle, but is saying they are not going to compensate me for my loss wages - citing I did not have a "disability slip." I don't know what that is. The insurance company sent forms to my employer for them to fill out regarding my loss wages. I would assume they would tell me everything I needed. I want my loss wages compensated for, as well as pain & suffering and inconvenience. The insurance company has sent a waiver for me to sign for the pay off. I don't want to accept it. I asked for a break down of what the settlement covers. I do not have an attorney.

Attorney Answers

3
Lee Eidelberg ·
A disability slip is a specific document, signed by a treating physician, that denotes a specific period of time when the patient is deemed unable to work, or alternatively, able to work in some light duty or limited capacity. However, if your actual medical records indicate that you are temporarily disabled or unfit to return to work, a separate slip is not required. You have to look carefully at the "impressions" section of your treating physician's reports to see if any mention of disability is noted. An insurance carrier is highly unlikely to compensate an injury victim for lost wages, absent documentation from the treating physician that corroborates any claim for lost wages. Proof of the your wages, from documentation provided by an employer, is also generally required, unless alternative proof, such as a tax return or W-2, is used to establish earnings.
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Scott R. ScherrCar / Auto Accident LawyerLutherville, MD ·
A disability slip is a note from your doctor stating that you were unable to work during that time period. You need proof that your doctor took you out of work to recover lost wages. You may want to consider retaining an attorney to represent you. Insurance companies rarely offer full value when the individual is not represented because they know you will not file suit.
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