I suffered a slip/fall incident in which I got injured at the condo complex I live in (parking lot). Due to their neglect ice was not removed. I already asked for the policy # and carrier’s name of the condo, mngmnt co, and snow removal co’s policies. Are these firms allowed to not provide this info to me or they have to, if I am asking for it? I want to pursue claims against the 3 policies.
You need to send proper notice to the owner of the property within thirty days informing them of your injury and where you were injured. In this written request, you should ask that they forward the notice to their insurer. You may want to seek out counsel with experience in these types of cases to help you out. has a search bar where you can find an attorney that fits your needs. Good luck.
You need a personal injury attorney to have any chance of a fair outcome. Right at the onset you not sure what to do, we have experience. Experience gained over time, training and job experience. I used to be an adjuster so I know personal injury in a way most attorneys never do. Some get close, but having settled thousands of claims puts someone like me in a better position. Go find a good local personal injury attorney and do as they say, go the doctor, go to PT and let the attorney deal with the insurance companies.
Best to write a letter to the owner asking them to put their carrier on notice of your claim as well as a spoliation demand regarding any videotape they may have. This is much more complicated than simply demanding money for your injuries and you would be best served with local counsel to represent you.
Sorry to hear about your incident. Yes, you can ask the three potential tortfeasors (the companies who may be responsible for your accident) for their respective CGL carriers and request copies of their policies. It's unlikely, however, they will turn them over to you at this time. For that reason, you want to send the plow company/carrier/condo association a letter putting them on notice that you fell and that you were injured as a result. You should also instruct them to put their respective insurance carriers on notice. Demand that they save any and all surveillance or video of the incident. Make sure you are getting the appropriate treatment and understand that your medical records and the statements you make to your doctors are not protected--if you bring a claim, those records will be part of the claim or, eventually, the litigation. I strongly urge you to speak with a Massachusetts lawyer with experience handling these kinds of claims and let the lawyer send these letters and communicate on your behalf. Your letters are potentially something that could be used against you so retain a lawyer and let the lawyer do the talking with the insurance companies/potential defendants. I've tried cases both against parking lot owners and snow companies and for them and these claims really come down to the specific facts in each slip and fall incident. For example, was there a contract for snow plowing operations? Did the contract include salting/sanding or was that the owner's responsibility? How long after the last snow storm did you slip? These are questions that a good local personal injury lawyer will be able to help you with. Good luck!
