Proof of insurance, does my name has to be on the policy. court day next week

Your parents must insure the car if it is being driven. I would also want to be able to prove you are a named or covered driver on their policy. You are potentially guilty of driving without insurance if you knew the car was not insured or you were excluded from the policy's coverage. The proof of insurance identifies the insured vehicle, make, year and serial number and is necessary to purchase a license plate or tags.

Insurance on the car is what matters.......