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Can I get a refund for being wrongly charged years of monthly fees for my checking account?

Business 3 views 1 answers
I called about an overdraft fee and while talking to the bank employee they discovered I was paying a monthly fee which should have been waived since I had direct deposits. They changed my account to a core account and gave me a refund for the amount of one months fee charge. However, I have been charged this fee for over 10 years. Can I get that money refunded since they didn't set my account up correctly? The employee was puzzled as to why no one had caught it.

Attorney Answer

1
James Franklin Freeman IIIConstruction / Development LawyerKansas City, MO ·
It depends upon whether the "bank" is state or federally chartered and by which agency chartered it. It also depends upon whether the overcharge was a result of an original mistake or by reason of a more recent change in terms for the type of account. It is possible that a Missouri Merchandising Practices Act claim exists.
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