My car was damaged by debris falling from a truck while I traveled on I-95. I recorded time, date, license plate, and name of contractor as written on vehicle. I contacted firm but they are uncooperative.
Your best bet is to make a claim with their insurer. If you're having trouble determining who this is because they're not being cooperative, you may want to hire an attorney. An attorney can either send a letter of representation or a simple demand letter. Usually, they would then notify their insurance carrier of your claim.
If the damage is minimal and an attorney inefficient, you can always file a claim in small claims court (depending on your jurisdiction). A threat of litigation is often enough to get insurance information.
Disclaimer: Please note that this answer does not constitute legal advice. It is merely intended to provide general information to aid the poster in finding answers to the problem posed. This answer does not create an attorney-client relationship. In most cases, it is best to contact an attorney directly to find answers to your problems.
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I agree with Mr. Adler's response. You may have difficulty with getting the insurance company information, but you can yourself write a letter (sent by Certified Mail with Return Receipt Requested - as proof of same) asking them to contact their insurance company. You can hire an attorney, but likely this will just cost you more money and not resolve the problem. However, it may be necessary to hire an attorney if the owner/operator of the truck doesn't respond to your letter. A small claims suit may be possible, but speaking with an attorney first won't hurt. Good luck.
THIS RESPONSE DOES NOT IMPLY OR CREATE AN ATTORNEY-CLIENT RELATIONSHIP. NO ATTORNEY-CLIENT RELATIONSHIP IS IMPLIED OR CREATED BY RESPONDING OR FAILING TO RESPOND TO THIS RESPONSE. THIS RESPONSE DOES NOT PROVIDE LEGAL ADVICE. FOR LEGAL ADVICE, YOU SHOULD CONSULT AN ATTORNEY.
In addition to the above two answers, I also suggest you contact your state's department of transportation. They may have information regarding the reported insurance coverage on the vehicle. If they do, find out what is the process to request and to receive that information. Once you do, simply make a claim.
Your other choice is to make a claim with your own insurance--if the damages warrants--and pay your deductible and get your car fixed. Once all is said and done, your insurance will then go after the at fault party and if and when they collect you will get your deductible returned to you.
I hope this helps-
Nima Taradji
http://personalinjuryattorneyz.com
Disclaimer: I am a lawyer licensed in the State of Illinois only, and I am not your lawyer (unless you have been in my office and signed a contract). This communication is not intended as legal advice, and no attorney client relationship results. Please consult your own attorney for legal advice. This is for entertainment purposes only.
