What is a NOTICE OF CONCILIATION! Mortgage

Q: Does a landlord have to give tenants advance notice of any kind when construction is being done to apartments in the building?

See the full attorney answers on the linked page.

Q: Received Inter Vivos Revocable Trust Rider today request by lender to sign, but closing was 12/21/2007; do I have to sign?

See the full attorney answers on the linked page.

Q: I need help understanding deed restrictions enforcement in Texas.

See the full attorney answers on the linked page.

Q: How to forclose on vacant land?

See the full attorney answers on the linked page.

Q: Am I entitled to any discount off of my rent?

See the full attorney answers on the linked page.

Q: What is my legal right on overhanging branches of neighbor's trees?

See the full attorney answers on the linked page.

Anonymous May 25, 2011 Real Estate 2 views 3 answers

I was awaiting a MortgageLoan Modification with Chase and my case was reffered over to their attorneys ,who I noticed filed a Notice of conciliation , according to public court records. What does NOTICE OF CONCILIATION mean?

Attorney Answers

Rebecca Kendel

Rebecca Kendel · Jun 15, 2026

Many court jurisdictions in Florida require conciliation conferences just as they require mediations. You, (an attorney for you if any), a lender rep, and a lender attorney will get on the phone and talk about the loan and possible options. Going along with the previous responses, you really should speak with an attorney. Many times the lender wants to receive updated paperwork from the borrower before the conciliation conference - this may lead to more fruitful negotiations. On the other hand if you take it upon yourself to provide the lender with any paperwork they require before the conciliation and they still don't agree to anything, you make have a stronger argument that they failed to negotiate in good faith, which could give you additional defenses before the court. An attorney can help you do this and help make the most of a conciliation opportunity.

0 upvotes

Bernard Conway

Bernard Conway · Jun 15, 2026

You need to take that document to an attorney with foreclosure expertise and get it reviewed. In FLA the foreclosure mill mess has made for a lot of surprising results in favor of homeowners.

0 upvotes

Edward Combs

Edward Combs · Jun 15, 2026

Generally, a Notice of Conciliation in Florida foreclosure cases is a notice that the parties (you and the Bank) are going to get together and try and come to a resolution on your own. This is analogous (in most situations) to mandatory mediation. In most of Florida, the Bank is mandated to go through a mediation or conciliation program with you PRIOR to obtaining a final judgment on the foreclosure. I strongly suggest you speak with a qualified foreclosure attorney as soon as possible. If you find this response helpful, please click on the “thumbs up” button at the bottom. Edward C. Combs, Jr., Esq. [email protected] 2700 Westhall Lane Suite 135 Maitland, FL 32751 407-310-6305 www.emerituslaw.com DISCLAIMER: THE INFORMATION PRESENTED HERE IS GENERAL IN NATURE AND IS NOT INTENDED, NOR SHOULD IT BE CONSTRUED, AS LEGAL ADVICE. THIS POSTING DOES NOT CREATE ANY ATTORNEY-CLIENT RELATIONSHIP BETWEEN US. FOR SPECIFIC ADVICE ABOUT YOUR PARTICULAR SITUATION, CONSULT A QUALIFIED ATTORNEY.

0 upvotes