I received my S.S.D. in March of 2011, and also receive Long Term my question is how can I get help to settle with my Long Term?

Employment 3 views 2 answers
It's so fustrating dealing with the long term insurance company, I need help to settle.

Attorney Answers

2
Brian Wayson ·
Congratulations on being found eligible for SSD benefits. The exact dispute needing to be settled between you and your "Long Term" is not clear and your post does not contain enough information to provide you with specific advice. In general, a long term disability insurance policy / contract provides the details for any offset or repayment of the LTD benefits in the event that the policy holder is found eligible for state or federal disability benefits. One should get a copy of his or her LTD policy / contract (one has the right to get one) and review it closely to see what it says and then consult with an attorney for her or his opinion on the matter. One could contact one's local Legal Aid Service organization or state or local bar association for a referral to a qualified attorney with a low or no cost initial consultation. Best of luck to you.
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Jeremy Lyle BordelonSocial Security LawyersChattanooga, TN ·
If you are talking about settling your claim to ongoing benefits with the long term disability carrier, that can sometimes be done. Not always, though. In my experience, LTD carriers will sometimes (rarely) approach claimants with buy-out proposals while they are on claim, but they will not usually entertain proposals from claimants themselves. If you are talking about settling the overpayment that resulted from your Social Security disability benefits award, that's a different matter, and I would need a lot more details to be able to answer that kind of question. Regardless of which question you are asking, it appears that your question is about your long term disability, not Social Security. Assuming that you got your long term disability insurance from work, the most important thing is going to be to find an attorney with experience in employee benefits and ERISA (the Employee Retirement Income Security Act, which controls most employee benefits), not a social security attorney.
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