I was tricked into signing a contract to purchase a car I cannot afford how do I get the dealer to return the money they got

If a dealer has acted in a fraudulent manner, you would have rights under Ch. 93A, which is the Massachusetts consumer protection act. Basically, you'd be sending a letter to the dealer explaining that you were tricked into the transaction, stating how in general terms, and demanding relief, e.g. that the transactions (purchase, and loan) be reversed. Provided you have a strong case and the letter is sent in compliance with the statute, the letter puts pressure on the dealer to resolve the issue within thirty days, or if it is found that they didn't make a reasonable offer of settlement within the thirty days, you could bring suit and obtain a judgment for multiple damages and attorney's fees, assuming your facts are strong. It would be much simpler to work with an attorney on this, though. Good luck!

With the economy tight, and car dealer sales employees getting paid on a commission basis where they only get paid if they get a car sold, it is a situation that can breed deception. The problem is that every state has a "Udap" law that makes it illegal for a merchant to do something that is unfair, but practically every state also has a legal concept that says you may be responsible for what you sign, whether you read it or not. Car dealers are known to sometimes trick a consumer into signing sales documents using various tricks, such as one known as the "5 finger close" where they use one hand to make it look like they are holding papers still for you to sign when in reality the hand is covering the paperwork so you can't really see and know what it is all about. You can read more car dealer slang terms in the Car Dealer Slang Dictionary by clicking on the link below. If you seriously want to get out of this situation then you need to immediately take your recording tape with you and go sit down with an auto fraud sales attorney, show him or her all your paperwork, and explain everything that happened from beginning to end. You should not talk to the dealership or the bank until you have done that and you should also let the attorney listen to the tape recording you have. But you need to act quickly because the longer you wait to see an auto sales fraud attorney, the harder it will be to stop the transaction and cancel it. You need to talk to a local Consumer Law or Auto Sales Fraud Law attorney who deals with this kind of case. Call your local attorney's Bar Association and ask for a referral to an Auto Sales Fraud or Consumer Law attorney near you or you can go to this web site page for a Free Online 50 State National List of Consumer Law Lawyers ( http://www.ohiolemonlaw.com/ocll-site/ocll-loca... ) and find one near you (lawyers don’t pay to get listed here and most of them are members of the only national association for Consumer Law lawyers, www.NACA.net ). But act quickly because for every legal right you have, there is only a limited amount of time to actually file a lawsuit in court or your rights expire (it's called the statute of limitations), so don't waste your time getting to a Consumer Law attorney and finding out what your rights are. And don’t bother talking with an attorney who handles just other areas of law because, frankly, “car sales fraud law” is a special area with its own laws, regulations, rules, and strategies and tactics. If this answer was helpful, please give it a “Vote Up” below. Ron Burdge, www.BurdgeLaw.com , www.USLemonLawyers.com , www.CarSalesFraud.com