Is it legal to copy a CD that is borrowed from a library to my computer?

The simple answer to your question is that copying a borrowed CD is copyright infringement. The reason it is infringement is that § 106 of the Copyright gives a copyright owner/holder the "exclusive" right to "reproduce the copyrighted work in copies or phonorecords" and "to distribute copies ... of the copyrighted work to the public by sale or other transfer of ownership, or by rental, lease, or lending." (emphasis added). The right that the library possesses is the right to "lend" the work and not copy it. Many consumers assume that if they are not selling the work and merely copying the music that it is not infringement. In almost all cases copying commercial music is copyright infringement. The only exception is where the copyright owner permits copying of their work. Most commercial music (100% of major label music) does not permit copying. The simple answer is